2023-04-18 13:36:00
– published on
You are going on vacation abroad and you have prepared everything to be able to take advantage of this well-deserved rest time. But things don’t always go as planned. In the event of illness or accident, it is important to know your rights and the steps to follow. What is the support abroad? How can I be reimbursed for treatment received?
Support in Europe
The European Health Insurance Card (EHIC)) is essential if you plan to travel to the following regions:
- A state of the European Union (EU);
- A country in the European Economic Area (EEA);
- Switzerland ;
- The United Kingdom.
It allows you to benefit from a management of urgent medical care, according to the legislation in force in the country. Several options are then available to you:
- You have no advance to make on medical expenses;
- You pay and you get the refund by the social security organization of your place of stay;
- You keep all the supporting documents and invoices to be reimbursed back in France.
The card is to be requested from theHealth Insurance at least 15 days before your departure. Once issued, it remains valid for 2 years.
Support in other countries of the world
If you are staying in a country outside Europe, you must pay medical bills on the spot. Remember to keep prescriptions, invoices and proof of payment.
You can then get a rsocial security reimbursement on your return to France, under certain conditions. Indeed, it is the Physician advisor to the health insurance fund who will judge the urgency of your situation and will or will not grant the refund.
This is done on the basis of French flat rates and not the vacation spot. Your mutual health can also complete the remaining charge.
If you are a national of another State and you are staying in your country of origin, you may benefit from coverage for the care provided there. You should know that France has signed social security agreements with a number of countries.
international insurance
In some countries around the world, medical costs are outrageous. For example, a broken arm in the United States can cost you several thousand dollars to treat!
In this case, subscribe to a health insurance contract internationale can be an interesting option for guarantee the management of your health rights, but also a possible sanitary rapatriation.
However, be aware that if you pay for your trip with your Bank cardyou also have access to travel insurance benefits. However, they are limited to 90 days with a reimbursement ceiling that is sometimes insufficient.
The CEAMthe Complementary Healththe support contract are all solutions to consider in order to obtain a medical care adequate if you are going on holiday abroad. Find out before departure to address any situation in the event of illness during your vacation.
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