[뉴욕=이데일리 김정남 특파원] “We are prepared to provide additional guarantees on deposits if the banking crisis worsens.”
U.S. Treasury Secretary Janet Yellen said in a speech at the Federation of American Bankers on the 21st (local time), “I believe authorities have taken appropriate steps to contain the liquidity problem, but more will be done if necessary.”
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Immediately following the bankruptcies of Silicon Valley Bank (SVB) and Signature Bank, the U.S. financial authorities promised to guarantee full payment of deposits exceeding the payment guarantee limit of the Federal Deposit Insurance Corporation (FDIC), and the market stabilized followingwards. Minister Yellen’s remarks on the day were that in addition to the two banks, if another bank in liquidity crisis comes out, it will guarantee payment. It is interpreted that the government has shown its will to take over virtually all bank deposits.
Earlier, Bloomberg, citing sources, said that “treasury officials are studying ways to extend the FDIC’s payment guarantee to all deposits.”
Responding to recent authorities’ actions, Secretary Yellen said, “These actions by the Treasury, the FDIC and the Federal Reserve have demonstrated a firm commitment to do what is necessary to ensure that depositors’ savings and the banking system remain secure.” DIF) reduced the risk of further bank failures that might cause losses.”
“The actions we have taken are not focused on supporting any particular bank,” he said, “and were necessary to protect the broader banking system.” “Similar measures can be taken if a small financial institution experiences a transfer risk deposit withdrawal,” he said.
Minister Yellen said, “The current situation is different from the 2008 global financial crisis,” and raised his voice, saying, “There is no situation like a financial crisis in the banking system today.” “We will launch an investigation into the bankruptcy of SVB and Signature Bank in the coming weeks,” he said. “We will review the current regulatory and supervisory framework.”
