What is an SCPI?
Those who invest can go through two methods: buy a property and assume the rental management, or buy shares in a company that invests in your place in several buildings and manages these assets. It is this last option that is called SCPI (Société Civile de Placement Immobilier), also called pierre-papier. This device has existed for regarding 50 years, and is interesting for individuals who want to invest without racking their brains.
For better understanding SCPIsyou can consult the site francescpi.com, which clearly explains how they work in a complete and detailed guide.
What are the advantages for individuals who want to invest?
The vast majority of SCPIs include buildings that are rented to professionals (offices, shops, business premises, etc.). Often, these properties are not accessible to individuals and yet represent a real opportunity, the business real estate market being particularly dynamic.
In addition, investing in an SCPI makes it possible to delegate the rental management of a property to a third party. You do not waste time looking for a property that is profitable, tenants who do the trick, collecting rents, carrying out work or maintaining the accommodation. The SCPI takes care of it for you and relieves you of these time-consuming missions. This represents for you a real additional income in the long term, in order to build up a beautiful heritage to pass on to your children.
Why is 2023 the right year to invest in an SCPI?
The recent wave of the pandemic has made it possible to confirm which sectors are buoyant and which will remain so in the future. After weathering the crisis brilliantly, SCPIs showed their resilience in the face of a tight market. The yields of SCPIs are even on the rise, which suggests good prospects for the year 2023.
The proof: the best SCPIs on the market manage to reach or exceed 6% yield per year. By carefully selecting the right real estate investment company, individuals can therefore maximize their return on investment.
European SCPIs: investment to follow in 2023
Among the investments that need to be scrutinized this year are European SCPIs. They bring many advantages to investors, allowing them toaccess real estate who are in Germany, Italy,… Another advantage: advantageous taxation, since investors do not pay social security contributions on rental income abroad.
To choose the SCPI in which you want to make an investment, be accompanied by a professional, who can inform you regarding the risks and benefits of such an investment. Some investments require in-depth knowledge that individuals do not always have: it is therefore better to make sure you understand everything before starting.
