2023-08-22 08:11:18
In real estate, the PEB is gaining in importance, not only because of the cost of energy, but also because this famous certificate is more relevant when borrowing. Article reserved for subscribers By Marie-Eve Rebts Published on 08/22/2023 at 10:11 Reading time: 4 min
In recent months, access to property ownership has become even more difficult. In parallel with selling prices, which often remain high, interest rates have risen sharply and banks tend to be more demanding when granting loans. Most require a significant personal contribution, and now take into account new criteria such as the PEB.
For now, however, the energy certificate has a limited impact on the granting of credits. At Belfius, it is specified that “the PEB is not a blocking factor in itself, but it is taken into account in the analysis of a credit file in the same way as other indicators. It is added in particular to criteria such as the ability to repay, the buffer financial, customer relationship history, quota, etc. »
This article is for subscribers only
Discover the rest, 1€ for 1 month (without commitment) With this offer, take advantage of: Unlimited access to all the articles, files and reports of the editorial staff The newspaper in digital version Reading comfort with limited
1692698661
#PEB #increasingly #decisive #criterion #home #loans