2023-07-16 22:03:56
A few days ago an investigation into the irresponsible financial attitude of the citizens of the United States of America was released.
The study refers that Americans do not have control over their expenses and this might have negative repercussions in a certain period of time.
The methods applied throughout the country, led to irresponsible lifestyles regarding the personal finances of many Americans. The results of the experiment indicate that at least one in three inhabitants lacks funds to spend.
This results in people being deprived of money by squandering without measures and falling into monetary irregularity. 28% of the population analyzed claims to pay too much through credit cards and this trend brings with it an increase in debts.
16% of the consumers involved in the surveys carried out do not have the habit of reviewing their card account statements monthly. The instability of financial operations encourages ignorance of possible cases of fraud.
45% of the users contacted reported that magnetic cards stimulate excessive purchases. Those who adopt this consumer behavior have a high possibility of contracting unpayable debts.
Indicators
About 22% of those surveyed make the decision to buy in advance before paying and use bank cards for these manoeuvres. 40% of the clients approached use the maximum balance of the cards and this generates economic disorder.
The citizens who helped with the investigation have recurring criteria on the debts adopted. These people claimed the need to purchase important products and acknowledge that they do not know how to plan their income.
The last argument provided by those evaluated is related to the high inflationary levels that impact the nation. 20% of the collaborators do not know how to solve their debts and 50% do not care regarding the harmful effects of this situation.
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#Americans #credit #card #buy #means
