2023-09-22 04:00:00
They have been friends since childhood, they were born the same year, yet they will probably not retire at the same time. Brigitte and Sylvie wonder why.
In Belgium, people retire at 65. That’s the legal age, no matter how long you’ve worked. Gradually, the age will increase. From 2025, it will be 66 years. And from 2030, 67 years old. Another key figure: 45 years. You must have 45 years of career to access a full pension.
If Brigitte and Sylvie do not retire at the same time, it is because they did not have the same careers. Three statuses are taken into account for the calculation of the years: employee, civil servant and independent.
What matters is when we started working. If one of them had their first job at 18. She will be able to retire at 63. If the other finished her studies at 22, she will be able to leave at 65, but with a smaller pension because she will have worked 43 years.
Also note that certain professions give access to earlier departure, such as the military, for example.
There are also questions regarding breaks during your professional life which are taken into account when calculating the years. And then there remains the early pension which is taken before the legal age of 65. Here too, there is a career time criterion. You can retire at age 63 following a career of 42 years. In this case, you should not forget that the earlier you leave, the lower your pension amount will be. This is calculated on a pro rata basis.
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