2024-01-17 13:39:10
There are several Argentines who are planning their last-minute vacations. Even once the exchange conditions were known following the new government took office, Trips abroad were once once more in the consideration of some of them.
The shortage of dollars in Argentina has meant that, for some time now, it has not been possible to pay transactions with non-residents in installments using credit cards. This includes trips abroad and tourism expenses outside the country (accommodation, for example).
However, There are ways to make the expense of vacations abroad lighter, paying in whole or in part in installments.. Here we show you how.
Payment with more than one credit card
Some tourism agencies offer the possibility of paying for your vacation with two credit cards.largely to prevent the invoiced amount from exceeding the available limit and, for that reason, the operation cannot be carried out.
For trips abroad, this alternative provides an additional advantage: It is possible to pay them in two installments, and without interest. You just have to keep the closing dates in mind. of the credit cards used, and “play” with it.
Thus, it is possible to contract a tourist package, a trip or accommodation outside the country at the end of January and pay the first installment in February and the other in March. The amounts to be paid in each “installment” are defined by you.
Credit Anses
Until December of last year, workers in a dependency relationship had the possibility of requesting from the National Social Security Administration (Anses) a loan of up to one million pesos, payable in 24, 36 or 48 installments, with an annual nominal rate of 50%, and with a grace period of 3 months. These were more than favorable conditions for the debtor.
The requested amount was credited directly to the beneficiary’s credit card, so that it is not used to purchase dollars. However, it can be used to pay for vacations abroad.
That is to say, If you took an Anses credit and have not yet spent it, you can use it to pay in whole or in part for tourist packages, trips or accommodations outside the country, and with very beneficial conditions. You simply have to enter the credit card where the loan was credited into the payment portal. You can even combine this trick with the previous one and use two Anses credits (up to $2,000,000 in total) to go on vacation abroad, and pay them in up to 48 installments at a low rate.
Warnings
It is advisable to make these purchases from travel agencies and airlines with residence in Argentinaso that the debts are denominated in pesos.
Making transactions with companies located outside the country implies that the amounts owed are denominated in dollars. If a credit card with a distant closing date is used, this carries the risk that a currency jump will significantly increase the debt.
In addition, Also keep in mind that parallel dollars today are trading below the card dollarwhich implies that it is possible to save by paying directly with dollars in cash or in an account, instead of using cards.
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