Two major banking entities launched new personal loan options. Both Banco Macro and Banco Nación, which have branches in the province of Entre Ríos, offer loans that reach up to $30,000,000, with repayment terms that vary between 60 and 72 months. These initiatives seek to address a wide range of financial needs, from the acquisition of assets to debt consolidation or coverage of unforeseen expenses.
Banco Macro offers amounts of up to $30,000,000 and a repayment period of up to 72 months, with requirements that include being a client of the bank, presenting verifiable income and passing a credit analysis. For its part, Banco Nación also offers loans of up to $30,000,000, but with a repayment period of up to 60 months. Requirements include submitting personal documentation, proof of income, and being up to date with financial obligations.
These lines of credit are designed for those who require financing for different purposes, including the purchase of goods, the consolidation of accumulated debts or the attention of unexpected expenses.
NATION BANK
Banco Nación offers a personal loan of up to $25,000,000 with a maximum repayment period of 60 months. This loan is aimed at employees who receive their salaries through the bank, through the National Payment System.
The maximum amount of the credit cannot exceed 35% of the applicant’s net income, also considering any previous debt they may have, which guarantees the ability to pay. This loan has an Annual Nominal Rate (TNA) of 49%, while the Annual Effective Rate (TEA) is set at 61.65%. The Total Financial Cost expressed in TEA (CFT TEA) reaches 78.38%
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REQUIREMENTS:
• Employees who receive their salaries through an agreement with Banco Nación.
• Hired in a dependency relationship or by location of services.
• All applicants must agree to have fees automatically debited from the account in which they receive their salaries.
MACRO BANK LOANS
Banco Macro also joins the offer of personal loans with a credit of up to $30,000,000, payable within a maximum period of 60 months. This loan is aimed at clients who receive their assets in the bank as retirees or pensioners.
For this loan, the Annual Nominal Rate (TNA) is 80%, while the Annual Effective Rate (TEA) is 116.94%, and the Total Financial Cost (CFTEA) with VAT reaches 153.69% .
REQUIREMENTS:
• Present ID, proof of CUIL and proof of address.
• Demonstrate income by means of a salary receipt or, in the case of self-employment or monotributista, with the corresponding AFIP forms.
• For self-employed workers, a certification of income signed by a public accountant is requested. (Source: Los Andes).
