Every holiday, what gift to buy for each other? Give a practical gift to your boyfriend/girlfriend, and the other party will use it every day. If you want to give this type of gift, of course, a smartphone is a good choice. The newly launched Samsung Galaxy S22 series has multiple color options, and its functions and photography are quite strong. The flagship S22 Ultra in the series has an S Pen “return”. , as a gift quite suitable. However, if you want to buy savvy, you might as well choose the “buy now, pay later” service provided by the virtual bank. The livi PayLater of the proposed bank livi bank can help you get started more easily. The purchase of the machine can be automatically installed in installments, and the repayment period is flexible. It is up to you to decide. , and use the invitation code “UNWIRE#200” to open an account to get a HK$200 welcome bonus! livi PayLater “buy now, pay later” service point? The following will explain it to you.
▲ The three models of the Samsung Galaxy S22 series have their own selling points, and the functions and photography are all good, so they are quite suitable as gifts.
Buy Now Pay Later New Consumption Model Planning Finance
When we shop a lot now, we start directly from the online store, and sometimes the discounts attached are more abundant than those from the shop. All purchases made in the online store must be paid by credit card. At this time, it should be noted that not every online store supports credit card installment payment method, and if you want to use credit card for installment, you often have to call the bank to apply for installment, which may not be approved immediately, and there are many hidden fees such as handling fees and interest. If you can automatically install instalments at the time of purchase, and the handling fees and interest rates are also clear, you can buy your favorite products at any time without paying in one go, which is convenient for planning your own finances flexibly. The livi PayLater launched by livi bank is a The “Buy Now, Pay Later” service launched by the first bank in Hong Kong is exactly the way to achieve the above benefits. The new consumption model of “Buy Now, Pay Later” (buy now and pay later) has become very popular in Europe and the United States. Because the application is approved immediately, consumers can buy the products they need immediately without paying a large sum of money at one time. Funds, you can flexibly plan your finances.
“Buy now, pay later” optional 3 to 36 monthly installment
just startSamsung Galaxy S22 series as an example, use livi PayLater When spending, as long as the amount is within HK$ 100- HK $ 50,000 between,Automatic instalment.
Users can livi bank website or livi app use on livi PayLater installment calculator,Learn regarding monthly payments and charges.For example, choosing to buy pink Galaxy S22priced in US dollars $799 To calculate in US dollars, it is probably HK$6,233.uselivi PayLater Service installment 24 period, only need to pay regarding HK per month$272.18 ，Monthly handling fee is only HK$12.47。Samsung online store is the designated merchant of livi PayLater. During the promotion period, you can enjoy 24-month interest-free instalment discount when spending with livi PayLater at Samsung online store^that is, the HK$12.47 handling fee does not need to be paid,and8% off at Samsung Online Store* Cash back.
▲You can also check the monthly installment amount and handling fee in the livi app at one time. Compared with ordinary credit card installments, you need to check the monthly statement every month to know the relevant fees, which is undoubtedly clearer and more convenient.
livi PayLater Virtual Mastercard out-of-the-box
Applying for the livi PayLater “buy now, pay later” service of livi bank can be processed on the mobile app, which is very convenient. Download the livi bank App and open the livi PayLater service together with the account opening. It only takes a few minutes to complete the process, which is very convenient. After the application is completed, the exclusive virtual livi PayLater Mastercard will be displayed in the App for everyone to use when shopping in the online store (anyshopping netEnjoyGundam 5% *cash rebatedesignated merchants can enjoy exclusive 8%* cash rebate), of course, it can also be added to the e-wallet. It can also be used when shopping or dining at physical stores that accept Mastercard. As long as the consumption amount is between HK$100 – HK$50,000, it can be done at checkoutautomaticStaging. In terms of repayment, since you have opened an account with livi Bank, as long as you have enough money in your liviSave deposit account, you will be automatically repaid every month. You don’t have to worry regarding forgetting the payment date, which is more appropriate than credit card instalment payment.
▲Download the livi bank account and open the livi PayLater service at the same time. The process takes only a few minutes.
▲The exclusive virtual livi PayLater Mastercard will be displayed in the App for everyone to use when shopping in the online store, and of course it can also be added to the e-wallet.
Conclusion: More flexible consumption methods
livi PayLater’s buy-now-pay service is very convenient. From application to use, it can be completed directly in the App. The application process can be used immediately in a few minutes. In the App, you can see the payment and repayment arrangements, the annual interest rate of the handling fee, etc., and the repayment period can be adjusted, which is quite clear and easy to use. The dedicated livi PayLater Mastercard can be used directly in the App by copying the card number when shopping online, and can also be added to the e-wallet. Use livi PayLater “buy now, pay later” service to buy gifts for the other half, less financial pressure, and use the invitation code “UNWIRE#200“Successful account opening, instant HK$200 Welcome bonus, you can start smartly Samsung Galaxy S22 seriesto the other half!
Download the livi bank app now:Click here
The above offers are subject to relevant terms and conditions, please refer to the livi bank website for details.
*This offer includes 1% cash rebate on shopping. An additional 7% cash rebate on eligible online purchases with livi PayLater Mastercard at designated merchants / 4% cash rebate on eligible online purchases with livi PayLater Mastercard at any non-designated merchants will be credited within the next calendar month.
^The promotion period is valid from now until March 31, 2022. Please refer to the offer detailsClick here。
Borrow or not? Also get a good loan first! For details, please refer to the livi PayLater Product Fact Sheet, relevant terms and conditions and relevant remarks on the livi website or mobile app.
HK $ 200 Welcome RewardUsage details:
https://cdn.livibank.com/offers/Promotion_Offer_Media200_TnC_tc.pdf
https://cdn.livibank.com/offers/Promotion_Offer_Media200_TnC_en.pdf