Some reliable solutions to save money on a daily basis
Obviously, if you have holes in your hands and you spend lavishly, you should not expect profitable savings. In these difficult times, it is better to change tactics and budget more on a daily basis. Sometimes all it takes is changing a few bad habits to bail out your bank account. Without tightening your belt, you can continue to have fun, as long as you do it intelligently! Ready to make good resolutions? If you are tired of spending exorbitant sums and dream of minimizing your monthly expenses, here are some safe and reliable options.
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Cycle more often
Get out of your comfort zone! With the return of spring, it’s so much more pleasant to ride a bike rather than a car. Not only will you enjoy the great outdoors, but you will also do some sport. And above all, you will save on fuel, the cost of which has been rising steadily in recent times. During the day, get into the habit of cycling from time to time to go to work or do your shopping. It’s good for your health and your wallet!
Read also: Phone battery drains quickly due to “unnecessary” features that need to be disabled
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Eat out less often
Are you a big gourmet, but too lazy to concoct good meals behind the stove? Obviously, it’s so much more convenient to go to a restaurant or have your meals delivered directly to your home. Except that, taking stock at the end of the month, the bill comes back to you particularly salty! Of course we all like to eat in a restaurant or place an online order in less than 5 minutes. But, if you want to save money, you are forced to slow down and spend more time in the kitchen. It may be tedious at first, but you will see, it quickly becomes a great satisfaction!
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Buy second-hand clothes
Is window shopping one of your favorite hobbies? To save, shopping is not your best ally! Although the prices posted in the store disturb you, you can’t resist the temptation and you come home with your hands full of packages. Except that, you quickly end up feeling guilty. A solution to this problem? The dressing room. Why not follow this very popular trend? In recent years, second-hand clothes have been popular with many consumers. And contrary to what you might think, they are often quality pieces and it is not uncommon to come across real favorites. To refresh your wardrobe at very affordable prices, do not hesitate to test this new smart shopping practice. You will be proud of yourself!
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Make Your Own Natural Vinegar Detergent
Because the ecological priority is now anchored in our morals, it is high time to put your two cents in it. Killing Two Stones With One Stone: If you want to both save money and be kind to the environment, you should consider swapping traditional household products for natural home remedies. It’s a brilliant idea that will help you cut costs and save money in your savings account. To do this, you simply need to make your own all-purpose natural cleaner from a solution of water and white vinegar. Thanks to this inexpensive product, you will get a powerful remedy that will effectively clean all surfaces in the house. You can say goodbye to limestone, tartar and all kinds of stubborn stains!
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Shop once a week
Did you used to go to the supermarket every day? Bad idea. It’s the best way to spend more than expected! While going less often, it will allow you to keep the line by snacking less, to avoid food waste and, of course, to keep your pennies warm. So remember to make a complete list of what you are missing and from now on you will find that you will save a lot more money if you try to do your shopping once a week.
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Pay with credit cards
Some may advise you not to always use the credit card. But, come to think of it, every time you take out cash, your tickets quickly end up being wasted. As long as you do, it is better to change the method. Especially since some banking organizations allow a ceiling on the card, which will prevent you from splurging! Used responsibly, your credit or debit cards will help you save money.
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Alternate your subscriptions to streaming platforms
Nowadays, there is a list of streaming platforms that offer you quality films, series and shows à la carte. And as much to say that the temptation is everywhere! But don’t fall into the trap: even if the subscription seems ridiculous, if you combine them, you will realize that you are paying a tidy sum at the end of the day at least. Specialists advise buying a certain subscription for two months, then alternating it with another, for the following months. Above all, use intelligence and don’t rush: there’s no need to multiply subscriptions, especially if you come across a complete platform that offers everything you’re looking for.
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Use vouchers and coupons
It may make you smile, but tell yourself that many people have set their sights on these great deals. Casually, promotional coupons can allow you to save a nice sum at the end of the month. So be on the lookout and take advantage of discounts of 30%, 50% or even 70% on certain items. We bet you won’t be able to do without these coupons!
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Look for a part-time job
If you are still in high school or college, this is a great deal for you! Do like most young people your age and start looking for a part-time job. By applying for a part-time job, you will gain financial independence and you will already set foot in the professional world.
What are the best ways to save?
Although some fear this word, saving is a very important practice. A reserve of money allows you to achieve your personal and family goals. But it’s also a way to secure your future and be prepared for any unforeseen events. However, for many people, creating a savings account would amount to carrying out complex actions that require multiple efforts to obtain the expected results. This is only a received idea: in absolute terms, it is quite possible to save money on a daily basis with simple tips to achieve the objectives set more quickly.
Follow our advice:
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Set realistic goals
Set yourself clear, precise and above all pragmatic objectives. To motivate yourself to save money and reduce costs, it is important to know why you are doing it, for what purpose and for what purpose. Without it, you are likely to be tempted to spend money all the time. On the contrary, if your objective is to buy a property, to take a long family trip, to do work at home or to change your car, the motivation will be very present.
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Determine the deadline and the amount of your savings
In order to better meet your commitments to save sustainably and carry out your projects, it is important to plan a fixed amount to keep on a daily, weekly or monthly basis. It’s up to you to see what suits you, by measuring the fixed amount.
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Prepare a weekly menu
Why not organize your meals for the week in advance? It’s a proven technique: it will help you spend only the essentials on your purchases. This will save you money, since you will no longer need to go out regularly to eat out. This will benefit both your health and your wallet. As a bonus, you will already have a meal tray ready to take to the office!
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Anticipate gift purchases
The smartest and smartest are used to taking advantage of sales and promotions to buy their gifts in advance. Birthdays, Christmas, Valentine’s Day… don’t wait until the day before to get started, that’s usually when prices skyrocket. Take advantage of the advantageous offers and plan the purchase of your gifts well ahead of time!
Finally, be aware that household recycling is wreaking havoc right now! It’s a very good way to save money, while helping to preserve the planet. Don’t hesitate to recycle glass or plastic containers for other uses, keep supermarket bags for shopping, reuse water to water plants… And the list goes on and on!
Read also: Do you know the secret dishwasher button? It saves you loads of money at the end of the month
Need a little insight on how to save well over a year? There are 2 versions: the moderate version where you can save €1,378 per year or the more advanced version to save €5,000. It’s up to you to see which option is best suited to your finances over 52 weeks.
Here is a table to follow:
| weeks | Amount to deposit | Amount to save |
| 1 | 20,00 € | 20,00 € |
| 2 | 35,00 € | 55,00 € |
| 3 | 45,00 € | 100,00 € |
| 4 | 125,00 € | 225,00 € |
| 5 | 25,00 € | 250,00 € |
| 6 | 50,00 € | 300,00 € |
| 7 | 75,00 € | 375,00 € |
| 8 | 130,00 € | 505,00 € |
| 9 | 30,00 € | 535,00 € |
| 10 | 55,00 € | 590,00 € |
| 11 | 80,00 € | 670,00 € |
| 12 | 135,00 € | 805,00 € |
| 13 | 35,00 € | 840,00 € |
| 14 | 60,00 € | 900,00 € |
| 15 | 85,00 € | 985,00 € |
| 16 | 140,00 € | 1 125,00 € |
| 17 | 40,00 € | 1 165,00 € |
| 18 | 65,00 € | 1 230,00 € |
| 19 | 90,00 € | 1 320,00 € |
| 20 | 150,00 € | 1 470,00 € |
| 21 | 45,00 € | 1 515,00 € |
| 22 | 70,00 € | 1 585,00 € |
| 23 | 95,00 € | 1 680,00 € |
| 24 | 155,00 € | 1 835,00 € |
| 25 | 50,00 € | 1 885,00 € |
| 26 | 75,00 € | 1 960,00 € |
| 27 | 100,00 € | 2 060,00 € |
| 28 | 165,00 € | 2 225,00 € |
| 29 | 55,00 € | 2 280,00 € |
| 30 | 80,00 € | 2 360,00 € |
| 31 | 105,00 € | 2 465,00 € |
| 32 | 170,00 € | 2 635,00 € |
| 33 | 60,00 € | 2 695,00 € |
| 34 | 85,00 € | 2 780,00 € |
| 35 | 110,00 € | 2 890,00 € |
| 36 | 175,00 € | 3 065,00 € |
| 37 | 65,00 € | 3 130,00 € |
| 38 | 90,00 € | 3 220,00 € |
| 39 | 115,00 € | 3 335,00 € |
| 40 | 180,00 € | 3 515,00 € |
| 41 | 70,00 € | 3 585,00 € |
| 42 | 95,00 € | 3 680,00 € |
| 43 | 120,00 € | 3 800,00 € |
| 44 | 190,00 € | 3 990,00 € |
| 45 | 75,00 € | 4 065,00 € |
| 46 | 100,00 € | 4 165,00 € |
| 47 | 125,00 € | 4 290,00 € |
| 48 | 195,00 € | 4 485,00 € |
| 49 | 80,00 € | 4 565,00 € |
| 50 | 105,00 € | 4 670,00 € |
| 51 | 130,00 € | 4 800,00 € |
| 52 | 200,00 € | 5 000,00 € |
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