The economic situation is tense, and the latest political developments in the USA and neighboring Germany do not necessarily contribute to greater predictability and stability. In Austria, the savings rate is higher than it has been for a long time: people save and prefer to put something aside for later. But will there be enough money for retirement? How do you secure high returns, invest profitably and also save wisely?
These are the questions and topics that the experts from science, banks and companies will answer at the OÖNachrichten Money Day, which will take place again in three weeks, on November 29th, in the Linz Promenade Galleries. You have the opportunity to be there, join in the discussion and find out more. The first public discussion begins at 12:45 p.m. It has the provocative title: “Our pension system: nail in the coffin for our prosperity?” Discussing this on the podium: Heinrich Schaller, General Director of Raiffeisen Landesbank Oberösterreich, Stefanie Christina Huber, General Director of Sparkasse Oberösterreich, as well as Oberbank board member Martin Seiter, the CEO of Hypo Oberösterreich, Klaus Kumpfmüller, and economist Carmen Treml (Agenda Austria).
Image: Oberbank
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Image: Oberbank
**Interview with Financial Expert, Dr. Anna Müller, on Retirement Planning Amid Economic Uncertainty**
**Interviewer:** Thank you for joining us, Dr. Müller. With the current economic tensions in the USA and Germany, many are concerned about their retirement savings. What are your thoughts on the increasing savings rate in Austria?
**Dr. Müller:** Thank you for having me. Yes, the rise in Austria’s savings rate reflects a cautious approach from the populace. In uncertain times, people tend to save more, which is wise. However, it’s crucial to ensure that these savings are not just sitting idle but are invested wisely to grow over time.
**Interviewer:** That’s a great point. Many Austrians are worried whether they’ll have enough for retirement. How can they secure high returns while also saving prudently?
**Dr. Müller:** A balanced approach is key. Diversifying investments across various assets, such as stocks, bonds, and real estate, can help mitigate risks. In particular, investment properties can be an effective way to secure high returns over the long term. It’s also essential for individuals to assess their risk tolerance and plan accordingly.
**Interviewer:** Speaking of planning, there’s an event coming up, the OÖNachrichten Money Day. What can attendees expect from this event?
**Dr. Müller:** The OÖNachrichten Money Day is an excellent opportunity for individuals to gain insights directly from experts in finance, banking, and academia. There will be discussions on effective retirement planning strategies, high-return investments, and saving wisely, particularly in light of current economic challenges. The first public discussion starts at 12:45 p.m., and I’m excited to see how attendees engage with these crucial topics.
**Interviewer:** Do you have any advice for those attending?
**Dr. Müller:** Absolutely! Come prepared with questions. Engage with the experts and fellow participants. The more you understand about your personal finances and the investment landscape, the better equipped you will be to make informed decisions regarding your retirement.
**Interviewer:** Thank you, Dr. Müller. Your insights are invaluable, especially as we navigate these uncertain times.
**Dr. Müller:** Thank you for having me. I look forward to seeing everyone at the Money Day!
