The Central Data COMMISSION (KIP) highlights the Public Housing Financial savings (Tapera) program. This program is taken into account burdensome to society.
“Tapera creates new social issues as a result of this coverage is seen as burdening society,” stated KIP Commissioner Rospita Vici Paulyn on the KIP Constructing, Central Jakarta, Wednesday (5/6).
Rospita stated the burden was more and more felt by employees and employers. As a result of, they should cowl a complete of three p.c of the funds for this system.
“Individuals are required to pay in order that the wages they obtain will likely be smaller,” he defined.
Rospita gave the instance of Indonesia’s common regional minimal wage (UMR) of IDR 3 million. The deduction from the worker is IDR 75 thousand and from the employer IDR 15 thousand for a complete of IDR 90 thousand.
“Complete contribution is IDR 1,080,000 per 12 months, worth for the following 20 years IDR 21.6 million. What sort, dimension and worth of home do you get even when you add earnings? Is it sufficient to purchase a home?” he stated.
One other downside is that staff should pay BPJS Well being contributions once more. Together with BPJS Employment which additionally has the choice of house possession credit score (KPR).
“Tapera will create overlapping contributions, despite the fact that you’ll be able to select one in every of them,” he defined (Z-8)
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