2023-08-19 20:12:00
In France, the Livret A is popular! But be aware that it is the Bretons who have the reputation of saving the most money!
This is unusual information that can only surprise you… According to the latest figures from the Banque de France, know that it is the Bretons who are the biggest contributors to Livret A. Especially in 2023!
The Livret A is still the darling of the French
Bruno Le Maire announced the maintenance of the rate of remuneration of the Livret A at 3%. Very good news for the French who are increasingly many put their money there. Moreover, the rate should remain so until 2025.
Thanks to this attractive rate, the Livret A account accumulated more than 29 billion euros in 2022. And 25 billion euros over the first five months of 2023. This makes him the little darling of the French because he is very secure.
According to an Ifop study, 82% of men and 95% of women refuse to take risks with their money. Note that the capital saved is guaranteed by the State. You don’t have to pay tax or social levy.
This is therefore the reason why more than 6 billion euros have been invested there. And last May, 55 million people have already opened a Livret A in France. And 7.5% who have already reached the ceiling. If he hits so hard, it’s because there are three factors.
Economist Philippe Crevel said more. ” The Livret A draws its strength from security, liquidity and zero direct debit. As for these three factors, there is also good profitability. It’s no surprise that fundraising is soaring. It is for the French the best investment. To protect once morest rising prices even if it only covers half of it”.
Did you know ? Most big savers are the Bretons ! This is what the Banque de France revealed this summer, in its report on regulated savings in 2022.
Surprising Breton figures
She explains that the Livret A has been a great success. Since in 2022, ” with 29 billion, net inflows on the Livret A account alone are at a ten-year high ».
It is therefore Breton savers who have the most money on Livret A. Last year, the average outstanding amount of the Livret A was €7,277 in Finistère. Then 7,239 in Morbihan, 7,282 in Ille-et-Vilaine. And 6,961 in Côtes-d’Armor. Note that the national average is €6,351.
And the lowest is €3,846, in Seine-Saint-Denis. 89 % of Bretilliens therefore have a Livret A. A figure that drops to 88 in Finistère. And 86 among the Morbihannais. It is also 81% in the Côtes d’Armor.
One thing is certain, the Livret A is increasingly popular. And he continues to be the star of the booklets in 2023. In France, in 2022, the sums increased by 9.3%. And in Brittany alone, this increase therefore reached 12.45% on average.
One thing is certain, this observation is the pride of the Banque de France. She says she is very proud of these results. Because according to her, these levels make it possible on the one hand to protect savers, in particular the most modest, once morest rising prices, and on the other hand to maintain a financial balance for those involved in financing the economy and in particular social housing. »
To accumulate as much interest as possible, there are several rules to follow. So do not hesitate to go to this article which explains the very principle of fortnights.
Shay Coquelit
Hi, I’m Shay, a web writer specializing in celebrity news and TV shows. Ever since I was little, I have loved following the Cannes Film Festival. For six months, I have been writing articles in the People, cinema and media section. My passion for these fields is reflected in each of my articles. Stay tuned on Tuxboard for my latest news and analysis!
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