2023-05-13 15:53:49
In the current period, many are trying to get a new car by any means, as the National Bank allows the possibility of obtaining a car in convenient installments through (a copy of the personal card), as the prices of cars in the past period have reached insane prices that are difficult to bear by many.
While employees and self-employed people can obtain cars from the National Bank, the price of which reaches regarding 3 million Egyptian pounds, and the car has many conditions that must be met. The National Bank of Egypt, which opened its doors 125 years ago, continues to provide public services to assist citizens in various provinces.
The papers and conditions of the car loan from the National Bank
In order to obtain the papers, the minimum monthly financial receipt must be from 1,500 pounds, while the age of the loan applicant must not be less than 21 years to obtain it without any guarantor. There are some papers required for acceptance into the loan, which are:
- A copy of the national number card.
- Utility bill.
- A one-time administrative fee percentage is paid.
- It is possible for the car owner to obtain a loan with the guarantee of the car.
- Early repayment of the loan commission.
More details regarding the car loan
The loan can be obtained without any guarantor, and business owners and free professions can be financed up to a price of 3 million pounds, while the financing reaches 100% of the car’s price, and there are repayment periods of up to 7 years, and the car is with a competitive return, and the loan is granted without any credit expenses.
Employers can transfer the salary directly to the bank, and employees can apply for it with proof of income only, while self-employed people can pay 30% of the price of the car, and financing is provided by the bank for up to 70% of the value of the car, while business owners and free professions can They can get a 50% down payment and the other 50% will be financed.
The repayment period extends up to 7 years from the date of the loan. It is also offered with a competitive return. The loan is also granted without any credit inquiry expenses. The bank also allows an account to be opened for the car owner without any expenses for opening the account. Some special programs are also available for corporate employees.
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