The National Bank offers a distinguished set of services to customers, and also offers the benefits of the various National Bank certificates for the customer to choose the one that suits him, as it is one of the best certificates that achieve the highest return for its investors, which we will explain in the following lines.
Benefits of National Bank Certificates 2022
The interest rates of the National Bank certificates that are offered by the bank varied, as the certificates came as follows:
- The Platinum Certificate: The minimum purchase of the certificate is 1,000 Egyptian pounds and its multiples, the certificate period is three years, and the certificate’s return price is 11%, calculated from the business day following the purchase of the certificate.
- Platinum certificate with variable return: The minimum purchase amount is 1,000 pounds and its multiples, and the certificate period is three years, and the certificate’s return is 8.5%, and it is a variable return that is related to the deposit price of the Central Bank of Egypt, and the percentage increase is 0.25%, and it is applied with the next working day Related to changing the deposit price that is applied by the Central Bank of Egypt to all new and existing customers, and the return is calculated on the day following the purchase of the certificate and it is a working day.
- The five-year certificate with the monthly return: it starts from 1,000 Egyptian pounds and its multiples, and the certificate is for five years, and for the return rate it reaches 10.25% and is calculated monthly, and it is a fixed return in the five years of the certificate’s term, and it is calculated from the month following the day the certificate was purchased.
Characteristics of Ahli Bank Certificates
The National Bank of Egypt provides a set of various certificates with an explanation of the benefits of the various National Bank certificates for each type of certificate, and there are a set of common characteristics of these certificates as follows:
- The customer can borrow once morest the guarantee of this certificate from any of the bank’s branches in accordance with the instructions in force.
- It allows issuing credit cards of all kinds with the guarantee of this certificate.
- The certificate cannot be redeemed before 6 months have passed, starting from the business day following the day of purchase.