I wrote – Manal Al-Masry:
30 banks have deducted interest rates on the triple certificates of fixed return between increase and fixation since the Central Bank’s decision to raise the interest rate last March.
The Central Bank’s Monetary Policy Committee had raised interest rates by a total of 3% this year, as it decided in an extraordinary meeting on March 21 to raise interest rates by 1% in the first increase in about 5 years, and also decided to raise it by 2% last May.
In the wake of the Central Bank’s decisions, the banks moved between a large increase in the interest on certificates, amounting to between 14% and 15.25%, or not increasing the interest due to the inability of some of these banks to pay a high return.
Masrawy presents the interest rate on 3-year high-yield certificates in 30 banks before the Central Bank’s Monetary Policy Committee meeting to settle interest again on Thursday, September 22nd.
Nasser Social Bank
Triple Certificate: The interest rate is 15% annually, the return is paid annually, or 14.25% annually, the return is paid quarterly, or 14% annually is paid monthly, and its purchase starts from the first thousand pounds as a minimum.
Triple Certificate (Give Back) for the elderly only: at a return rate of 15.25% annually, the return is paid annually, or 14.5% annually, the return is paid quarterly, or 14.25% annually is paid monthly and starts to be purchased from the first thousand pounds as a minimum.
National Bank of Egypt
The platinum certificate is for a period of 3 years for a fixed return: the interest rate is 14% annually, and the return is paid monthly, and its purchase starts from the first thousand pounds as a minimum.
Egypt Bank
The Summit Certificate is for 3 years for a fixed return: the interest rate is 14% annually, the return is paid monthly, and its purchase starts from the first thousand pounds as a minimum.
Al Baraka Bank of Egypt
A savings certificate with a variable return for a period of 3 years: a variable return according to the results of the business, and the return is currently not less than 14% annually with a monthly payment cycle, and it is purchased from the first thousand pounds.
Arab African International Bank
The Triple Certificate Emerald: The interest rate ranges between 13.75% annually and the return is paid on a monthly periodicity, 14% annually is paid on a quarterly basis, 14.125% annually is paid on a semi-annual periodicity, and 14.25% is paid annually, and its purchase starts from the first 5,000 pounds as a maximum. minimum.
Housing & Development Bank:
3-year certificate: with interest ranging between 13.5% annually for the monthly return period, and 13.75% annually for the quarterly return period, and its purchase starts from the first thousand pounds as a minimum.
Royal Certificate: The Development Bank sells this certificate at an interest rate of 14.25%, to be paid annually, provided that the minimum purchase amount is not less than one million pounds.
Al Ahli Bank of Kuwait
3-year certificate: with an interest rate of 13.5% annually, with a monthly periodicity to pay the return, and its purchase starts from the first thousand pounds as a minimum.
Triple certificate, which starts from one million pounds: the interest rate is 14% annually and is paid monthly.
Egyptian Export Development Bank
He sells a triple savings certificate with an interest of 14% annually, which is paid annually, and it starts buying it from the first thousand pounds as a minimum.
Commercial International Bank CIB
Triple Certificate: It offers an interest of 13.5% annually and the return is paid monthly with a fixed return, provided that the minimum purchase of the certificate is not less than 100,000 pounds.
4-year certificate: offers an interest rate of 14% annually, provided that the minimum purchase of the certificate is not less than 100,000 pounds.
Attijariwafa Bank of Egypt
Triple Certificate of Fixed Return: The interest rate ranged between 13.5% annually for the monthly return periodicity, 13.7% annually for the quarterly return periodicity, 13.8% annually for the annual return periodicity, and 14% annually with the return disbursing cumulatively at the end of the certificate period. .
The purchase of this certificate starts from the first 20,000 pounds as a minimum.
SAIB Bank
The triple certificate (the saver): sells a certificate with an interest of 13.5% annually, and the return is paid monthly, and it is purchased from the first 5 thousand pounds.
Triple Certificate (Excellent): The return is recorded at 14% annually for the monthly return periodicity, but its purchase starts from the first million pounds as a minimum.
Abu Dhabi Commercial Bank Egypt
My Triple Money Certificate: The interest rate ranges between 13.5% annually for the monthly return periodicity, 13.6% annually for the quarterly return periodicity, and 13.75% annually for the semi-annual return periodic, and its purchase starts from the first 5,000 pounds.
Triple Certificate in the name of (Excellence): The interest rate is 14% annually, and the return is paid on a monthly basis, provided that the minimum purchase amount is not less than 250 thousand pounds.
QNB Al Ahli Bank
3-year certificate: with interest ranging between 13.5% annually for the monthly return periodicity, and 13.75% annually for the quarterly return periodicity, and its purchase starts from the first thousand pounds as a minimum.
HSBC Bank
3-year certificate: with an interest of 13% annually, with a monthly periodicity to pay the return, and its purchase starts from the first 5,000 pounds as a minimum.
Mashreq Bank
Triple Certificate: The interest rate is 13.5% annually, and the return is paid on a monthly basis.
Cairo Bank
Primo Extra Certificate: The interest rate ranges between 13.25% annually for the monthly return periodicity, and 13.5% annually for the quarterly return periodicity, and its purchase starts from the first 5,000 pounds as a minimum.
Egyptian Gulf Bank
(Premium) triple certificate for a fixed return: the interest rate on it is 13.5% annually, and the return is paid on a monthly basis, and its purchase starts from the first 50 thousand pounds as a minimum.
National bank of Kuwait
Triple Certificate of Fixed Return: The interest rate is 13.5% annually, and the return is paid on a monthly basis, provided that the purchase limits are not less than half a million pounds.
Arab Bank
Triple Certificate of Fixed Return: The interest rate is 13% annually, and the return is paid on a daily basis, and its purchase starts from the first 10,000 pounds as a minimum.
First Abu Dhabi Bank
Triple Certificate: The interest rate on it ranges between 13% annually for the monthly return periodicity, 13.20% annually for the quarterly return periodicity, 13.30% annually for the semi-annual return periodic, and 13.35% annually for the annual return-disbursement periodic.
Emirates NBD Bank
Triple Certificate of Fixed Return: The interest rate is 13% annually, and the return is paid on a monthly basis, and the bank did not raise the interest on it after raising the interest in banks like other competing banks.
Industrial Development Bank
Triple Certificate of Fixed Return: The interest rate is 13% annually, and the return is paid on a monthly basis.
Bank of Alexandria
Triple savings certificate: the interest rate ranges from 12.5% annually, the return is paid on a monthly basis, and 12.75% annually, the return is paid on a quarterly basis, and its purchase starts from the first thousand pounds.
Arab International Bank
Triple certificate for fixed return: the interest rate on it ranges between 12% annually, the return is paid on a monthly periodicity, 12.25% annually, the return is paid on a quarterly basis, 12.5% annually, which is paid on a semi-annual periodicity, and 12.75% annually, the return is paid on an annual periodicity. Purchased from the first 5 thousand pounds as a minimum.
Med Bank
Triple Certificate: The interest rate is 11.25% annually, the return is paid in advance on a monthly basis, and the bank has not decided to raise the interest on it, and it starts buying it from the first thousand pounds.
real estate Bank
Triple Certificate of Fixed Return: The interest rate ranges between 11% annually for the monthly interest disbursement periodicity, and 11.25% annually for the quarterly interest disbursement periodicity.
Egyptian Agricultural Bank
Triple Certificate of Fixed Return: The interest rate is 11% annually, and the return is paid on a monthly basis.
Arab Investment Bank
Triple Certificate: The interest rate is 11% annually, and the return is paid on a monthly basis, and its purchase starts from the first 10,000 pounds as a minimum.
United Bank
Triple Certificate of Fixed Return: The interest rate is 10.25% annually and the return is paid on a monthly periodicity, 10.5% annually with a quarterly exchange period, and 10.75% annually with an annual exchange periodicity, and its purchase starts from the first 500 pounds as a minimum.
Suez Canal Bank
Triple Certificate: The interest rate ranges between 13.5% annually for the monthly return periodicity, 13.6% annually for the quarterly return periodicity, and 13.75% annually for the annual return-disbursement periodic, and its purchase starts from the first 10,000 pounds as a minimum.