2023-05-18 20:30:00
I wrote – Manal Al-Masry:
The Central Bank decided to fix the interest rate without change, to keep it for deposits at 18.25% and lending at 19.25%, following raising it last March by 2%.
After the Central Bank’s decision, Masrawy monitors interest rates in 23 banks, the interest rates on which will not change, for existing customers, who bought them earlier in the decision, while awaiting the banks’ position on those certificates for new customers in the coming days.
Commercial International Bank (CIB)
– The triple certificate of fixed return that it offers under the name (Premium): the interest rate is 18% annually, and the return is paid monthly, and the bank allows selling the certificate from the first 2 million pounds as a minimum, then multiples of 1,000 pounds.
– The triple certificate (Plus) for fixed return: the interest rate is 17.5% annually, and the return is paid monthly, and the bank allows selling the certificate from the first 500,000 pounds as a minimum and multiples of 1,000 pounds.
– The triple certificate of fixed return that it offers under the name (Prime): the interest rate is 17% annually, and the return is paid monthly, and the bank allows selling the certificate from the first 50,000 pounds as a minimum and multiples of 1,000 pounds.
– Wealth certificate for 3 years: an annual interest rate of 19%, the return is paid monthly.
The minimum purchase price starts from 5 million pounds instead of 3 million pounds, then multiples of 1,000 pounds.
National Bank of Egypt
– The (Platinum) certificate for fixed return for a period of 3 years: at an annual interest rate of 19%, paid monthly, and the minimum purchase price starts from the first thousand pounds and its multiples.
– The (Platinum) certificate for a period of 3 years with a gradual (decreasing) return: the annual interest rate ranges from 22% in the first year, 18% for the second year, and 16% for the third year, and the return is paid monthly, and the minimum purchase price starts from the first thousand pounds and its multiples.
Egypt Bank
– Al-Qimma certificate for a period of 3 years (for fixed return): at an annual interest rate of 19%, paid monthly, and the minimum purchase price starts from the first thousand pounds and its multiples.
– Certificate (Ibn Masr 2) for 3 years with a gradual (decreasing) return: the annual interest rate on it ranges from 22% in the first year, 18% for the second year, and 16% for the third year, and the return is paid monthly, and the minimum purchase price starts from the first thousand pounds and its complications.
Cairo Bank
– (Primo Gold) certificate for a period of 3 years (for fixed return): at an annual interest rate of 19%, the return is paid monthly, and the minimum purchase price starts from the first 10 thousand pounds, then multiples of one thousand pounds.
– (Primo Gold) certificate for a period of 3 years with a gradual (decreasing) return: the annual interest rate ranges from 22% in the first year, 18% for the second year, and 16% for the third year, and the return is paid monthly, and the minimum purchase price starts from the first 10 thousand pounds, Then multiples of a thousand pounds.
QNB ALAHLI Bank
– A certificate under the name “QNB First”: at an interest rate of 19%, the return is paid monthly, 19.10% is paid quarterly, and 19.25% is paid annually, and it starts to be purchased from the first 10 thousand pounds, and multiples of one thousand pounds.
Arab Investment Bank
A triple savings certificate with an annual return rate ranging between 17.25%, the return is spent monthly, 17.5% is spent quarterly, and 18% is spent annually, and it starts to be purchased from the first 10,000 pounds.
Egyptian Agricultural Bank
– The triple “Al-Khair” certificate: at an annual interest rate of 19%, the return is paid monthly, and 19.5% is paid semi-annually, and it starts to be purchased from the first thousand pounds.
Al Baraka Bank
– A savings certificate with a term of 3 years (compliant with the provisions of Islamic law): with a high variable return of not less than 19% annually, and the return is paid monthly, and its purchase starts from the first thousand pounds.
United Bank
– A certificate with a term of 3 years with variable returns under the name “Investment Elite”: at an annual interest rate of 19%, paid monthly, in compliance with the provisions of Sharia, and available to natural individuals. .
– A 3-year savings certificate with a gradual (decreasing) return: the return reaches 22% in the first year, 18% in the second year, and 16% in the third year. pounds and its multiples.
Egyptian Gulf Bank (EGBank)
– A new certificate with a 3-year term for a fixed return: at an annual interest rate of 19%, and the return is paid monthly.
Industrial Development Bank
– Triple certificate of cumulative fixed return paid in advance: at an interest rate of 39% (combined) that is deposited in the customer’s account from the second day of purchase, and the issuance of the certificate starts from the first minimum of 50,000 pounds, then multiples of 5,000 pounds.
Arab International Bank
– Triple certificate: at an annual interest rate of 18%, the return is paid monthly, 18.25% the return is paid quarterly, 18.5% is paid semi-annually, and 19% is spent annually, and the minimum purchase price for the certificate starts from the first 5 thousand pounds and multiples of one thousand pounds .
HSBC Bank Egypt
– A triple certificate of fixed return: at an annual interest rate of 17.25%, and the return is paid monthly, and the sale of the certificate starts from the first 10,000 pounds as a minimum, and multiples of 1,000 pounds.
Emirates NBD Bank Egypt
– A triple savings certificate: at an annual interest rate of 18%, the return is paid monthly, 18.25%, the return is paid quarterly, and 18.5% on an annual return exchange period, and the minimum purchase amount is 100,000 pounds, then multiples of 1,000 pounds.
Arab Bank
– Triple certificate: at an annual interest rate of 18%, the return is paid daily, and the minimum issuance is 10,000 pounds.
Al Ahli Bank of Kuwait
– Triple certificate: at an annual interest rate of 17.5%, the return is paid monthly, and 18.25% is paid quarterly, and its purchase starts from the first thousand pounds.
– Triple certificate: at an interest rate of 18%, paid monthly, but the minimum purchase amount is 500,000 pounds.
First Abu Dhabi Bank Egypt
– 3-year term certificate: at an annual interest rate of 17%, with a monthly return, provided that the minimum purchase amount is not less than EGP 10,000.
– A 3-year savings certificate: at an annual interest rate of 17.5%, with a monthly return, provided that the minimum purchase amount is not less than 500,000 pounds.
– A savings certificate for 3 years: at an annual interest rate of 18%, with a monthly return, provided that the minimum purchase amount is not less than 2.5 million pounds.
Abu Dhabi Islamic Bank
– Triple certificate (compliant with the provisions of Islamic law): at an annual return rate of 16% for the periodicity of the monthly return exchange, 16.25% is paid every 3 months, and 55% at the end of the certificate period, and the minimum purchase is one thousand pounds.
– 3-year certificate: at an annual interest rate of 17.25%, paid annually, provided that the minimum amount is not less than one million pounds.
Arab African International Bank
– Triple certificate: at an annual interest rate of 17.25%, the return is paid monthly, 17.5% is paid quarterly, and 18.75% is paid annually, and it can be purchased from the first 5 thousand pounds as a minimum.
Bank of Alexandria
– Triple certificate: at an annual interest rate of 18%, the return is paid monthly, and the minimum purchase price starts from the first 500,000 pounds. It also sells a certificate from the first 1,000 pounds, but at a low interest rate.
Med Bank
– Triple certificate: at an annual interest rate of 18%, the return of which is paid in advance monthly, and the minimum purchase is from 5 thousand pounds, then multiples of one thousand pounds.
Suez Canal Bank
– Triple certificate: at an annual interest rate of 19%, the return is paid monthly, and it is allowed to sell it from the first thousand pounds.
Nasser Social Bank
– Triple accumulative certificate (for individuals): The interest rate is 22%. The return is paid at the end of the period.
– One and a half year certificate (individuals): The interest rate is 20%, the return is paid upon maturity.
– The triple certificate (return of favor) for the elderly from 60 years and above: the interest rate is 17.75%, the return is paid monthly, and 19.25% is spent annually, and the purchase starts from the first thousand pounds.
– Certificate (Return of Favor) for one year: at an annual interest rate of 11.75% for the monthly return, and 12.95% at the end of the certificate’s maturity.
– The triple certificate for “individuals”: the annual interest rate is 17.5%, the return is paid monthly, 17.75% is paid quarterly, and 19% is paid annually, and it starts to be purchased from the first thousand pounds.
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