The Global Real Estate Crisis: Causes and Trends in a World of Debt and Speculation

2023-10-03 02:00:00

The real estate crisis that we are currently experiencing does not only affect France. All the other major world powers are concerned, starting with China with the problems of Evergrande, the United States where rates are reaching peaks and elsewhere on the Old Continent where more and more Europeans are struggling to find housing. Discover how an explosive mix of failed policies, rampant speculation and outsized debt is shaping a market in crisis.

The causes of the current global real estate crisis

The current global real estate crisis is the result of a combination of economic, social and political factors. Much like the crisis of 1929, which was caused by excessive private sector debt and a giant speculative bubble, the origins of this crisis are complex.

Among the main causes, we find:

Excessive indebtedness of households and businesses Speculation on real estate prices Reduction in demand due to reduced purchasing power Scarcity of real estate in certain regions Ineffective or inappropriate public policies

In some countries, low interest rates have also encouraged debt and the formation of a real estate bubble. We are thus observing a surge in real estate prices in several cities around the world.

Global and local trends

According to a recent survey of French real estate professionals, 73% of them testify to the drop in the number of homes available for rental. At the same time, 66% report an increase in rental demand. A similar phenomenon is observed in other countries and cities, further fueling the real estate crisis. Among the trends observed:

The difficulties for first-time buyers in obtaining a mortgage The tense rental market with long waits to find accommodation The rise in rents due to the housing shortage The gentrification of certain working-class neighborhoods

There is no doubt that real estate represents a major challenge both economically and environmentally. Mobilization at all levels is necessary to bring together creative and effective solutions in order to emerge from this crisis and revitalize this sector from a sustainable perspective.

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