- In The newspaper We clarify the acquisition course of underneath the “extra installments” modality, which lets you make an preliminary fee and pay the remaining in installments inside a interval of between 6 and 12 months | Picture: EFE
Cashea, the applying that lets you make purchases in Venezuela underneath the “Purchase now, pay later” (BNPL) methodology, included in its catalog of providers and merchandise the acquisition of bikes with funds in installments.
Alejandra Schwarz, gross sales director on-line of Cashea, defined to The newspaper that, although on the day of the launch of motorbike financing, June 4, a discover appeared that there have been no inventory out there or have been bought out, the service is presently operational.
The Cashea consultant indicated that the catalog is being up to date consistent with demand, so typically a message will seem informing that the publication has been paused.
Who should purchase a motorbike with Cashea?
The choice primarily advantages customers who’ve managed to attain shopper degree 3, 4 or 5 or are a part of the “Cashea Más” Membership throughout the app.
This due to, Those that have this distinction can entry the road of credit score “extra charges”which consists of a credit score extension that permits customers to divide the funds between 6, 9 and 12 installments.
Schwarz indicated that the “extra installments” modality is predicated on doubling the acquisition restrict.
“Which means for purchases of bikes and different merchandise underneath this modality, prospects could have a a lot larger buy restrict,” mentioned the Cashea consultant.
What are the bike fashions in the stores with Cashea?
The newspaper consulted the bike fashions out there for June 2024. In complete, there are 4 and their provider is the importer 212 International:
– HJ Tremendous MII 110cc (4 enterprise days for supply)
– HJ GT 150cc (1 enterprise week for supply)
– HJ Squalo Plus 150cc (5 enterprise days for supply)
– HJ DK 150cc (5 enterprise days for supply)
All fashions are from the 12 months 2024.
The best way to pay for financing a motorbike with Cashea?
With the “extra installments” mode
The HJ 110 Tremendous MII bike, essentially the most economical choice for now and which is enabled just for degree 3 customers, is valued at $814.61 and requires an preliminary deposit of 40% of the overall buy (roughly $320) by December 6. June 2024.
The consumer might want to pay $39.95 for 12 months after the acquisition date to finish the fee.
When looking out for a similar bike mannequin on the official 212 International web site, its worth with out financing is $799.
With out the “extra installments” mode
Within the case of customers who shouldn’t have degree 3 in Cashea, they’ll buy the HJ150 mannequin ($1,820.33). The preliminary fee (degree 1) can be $1,630.33 and three installments of $63.33.
Additionally, at degree 1, you possibly can finance the acquisition of the HJ HJ1500GT mannequin ($1,135.16 preliminary and three installments of $63.33).
How are you going to make the acquisition?
Bike purchases are made solely by means of the Cashea software, so the request is made through on-line.
The step-by-step:
-As soon as the consumer enters Cashea, they’ll enter the phrase “bike” within the search engine.
-The individual should find the mannequin and outline their fee plan (6 or 12 installments).
-Fee is made on-line. When confirming the order within the software, the consumer will discover particular directions to make use of every of those strategies.
-As soon as the transaction has been confirmed, the individual should contact the 212 International customer support division to coordinate the bike supply course of.
What’s Cashea?
Cashea started to achieve reputation within the final quarter of 2023 and presently has a community of greater than 3,500 allied companies in Venezuela.
The corporate applied a enterprise mannequin that consists of an preliminary fee and three installments of the identical quantity with out curiosity that should be paid each 14 days. Every consumer begins at degree 1, so they have to make an preliminary fee akin to 60% of the overall buy quantity.
Cashea launched an choice for purchases in supermarkets and pharmacies
The choice, known as the on a regular basis line, operates equally to the normal Cashea system.
The individual should pay the preliminary quantity (roughly 60%) and the remaining in a single month-to-month installment with out further funds 14 days after the acquisition.
Within the case of paying excellent charges, prospects have the choice of paying them on the industrial institution utilizing any technique of fee. Debt can be paid off utilizing the app alone.
Pedro Vallenilla, CEO of Cashea, instructed the media that the default price averages 1.8%, which, in his opinion, may be very low.
Likewise, the app It has a system that penalizes late fee of charges. In case of non-payment throughout the corresponding interval, the account is paused. The reactivation price is $4 and, as well as, the consumer should pay the overdue price.
Associated information
#purchase #bike #Cashea
2024-06-07 16:21:05