2023-10-29 08:00:01
The popular savings account which is a hit, the banks where dying is very expensive, which changes for your budget in November… MoneyVox summarizes the 5 money news of the week. The good news of the week: the LEP is full
It is the star investment of 2023. Rising from 4.6% to 6.1% in February then 6% since August, the LEP will complete a record 2023. Its remuneration is today twice as high as that of the Livret A or even the LDDS. In this context, households eligible for the LEP are making more and more payments into this regulated savings book: +11 billion euros since the start of the year.
A figure stopped at the end of September but which will rise further. In fact, since October 1, the LEP ceiling has increased from 7,700 euros to 10,000 euros. A booklet on the ceiling currently generates 50 euros of interest per month! In this context, more and more of the 18 million people eligible for the LEP are opening one. There are now more than 10 million people benefiting from it. Explanations.
Livret A, LDDS, LEP: how much interest will you really receive in 2023 with the new rates?
Study of the week: inheritance banking rates still high
A year later, nothing has changed. Like every year for All Saints’ Day, MoneyVox studied the rates of 128 banks in the context of a simple inheritance of 15,000 euros. As a result, the average cost remained stable, increasing from 205,204.90 euros in one year. But, contrary to the banks’ promises and the government’s pleas, prices are no longer falling. And some banks still charge incredible prices. To find out more, discover this article.
Inheritance fees: when banks charge for transfers to heirs’ accounts
The budget article of the week: everything that changes for you in November
Good news for former private sector employees. Agirc-Arrco supplementary retirement pensions will increase by almost 5% in November. The payment for the coming month will also be triggered this Thursday. Bad news, however, for the price of gas which is expected to rise this month. Here’s everything that will change for your finances from Wednesday.
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The offer of the week: the return of group energy purchases
A new operation to subscribe to electricity at a predictable and advantageous price has just been launched by UFC-Que Choisir. The offer offers an all-inclusive 10% reduction on the paid price. The price is fixed over two years while EDF’s blue tariff, which has increased by 31% since 2021, is expected to rise once more in February, by a maximum of 10%. But the consumer defense association is not the only one launching such an initiative to pay less for energy. And besides, should you go for a group purchase offer?
Electricity and gas: should you take a locked-in price offer with upcoming price increases?
The figure of the week: the current account hoard
The French always keep a crazy amount in their current account. In August, the overall amount of deposits seen by individuals was 497 billion euros, or 16,562 euros on average per household. In this regard, MoneyVox gives you some advice to know how much money to keep in your current account.
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