The bank gradually announced an increase in interest on the initial loan in 2023.

Many banks gradually announced a 0.40% increase in loan interest rates, effective from 2023 onwards, following the increase in the FIDF remittance rate.

Siam Commercial Bank

Mr. Krit Chanthanotok Chief Executive Officer The Siam Commercial Bank Public Company Limited reveals that following the BOT has allowed financial institutions to return to remittances to FIDF at the same rate from the beginning of 2023 onwards, Siam Commercial Bank Therefore, it is necessary to increase the loan interest rate MLR, MOR and MRR at a rate of 0.40% per year, equal to the rate that the bank has lowered the loan interest rate since the start of this FIIDF rate cut in April. Nov. 20

• Loan Interest Rates Good Retail Rate (Minimum Retail Rate) from the current 6.12% to 6.52% per year.
• interest rate Good large customers (Minimum Loan Rate) from the current 5.75% to 6.15% per year.
• interest rate great big customers Type of overdraft (Minimum Overdraft Rate) from the current 6.345% to 6.745% per year.

For the new interest rate, it will take effect from 1 Jan. 23 onwards.

Kasikorn Bank

Ms. Kattiya Indaravichai, Chief Executive Officer of Kasikorn Bank, stated that Kasikorn Bank is considering raising interest rates on MLR, MOR and MRR loans by 0.40%.

• The MLR interest rate increased by 0.40% from 5.97% to 6.37%.
• MOR loan interest rate increased by 0.40% from 6.34% to 6.74%.
• MRR loan interest rate increased by 0.40% from 6.10% to 6.50%.

The interest rate increase will take effect from 3 Jan 2023 onwards.

Krung Thai Bank

Mr. Payong Srivanich, President of Krung Thai Bank, stated that due to the reduction of contributions to the recovery fund according to the measures of the BOT, causing Krung Thai to reduce the interest rate on all types of loans by 0.40% earlier, therefore Adjust the rate of contributions to the FIDF fund to a normal level. will make Krungthai Bank must increase the loan interest rate by 0.40%, with interest rates for both large customers, MLR, MOR and MRR, with the MLR interest rate at 6.15%, MOR 6.72% and MRR 6.77% per year, effective from the 3rd Jan. ’23 onwards

Bank of Ayudhya

Mr. Phairot Chuenkrut, Chief Strategy and Business Planning Officer Bank of Ayudhya stated that this interest rate increase was in line with the current situation from the adjustment of the FIDF remittance rate, with the bank analyzing the market situation. comprehensive economic indicators Despite raising loan interest rates, Bank of Ayudhya will continue to provide assistance to vulnerable customers according to the guidelines of the Thai Bankers’ Association

• Interest rate MLR increased by 0.40% to 6.48%.
• The MOR interest rate increased by 0.40% to 6.725%.
• MRR interest rate increased by 0.40% to 6.65%.

The new loan interest rate will take effect from 3 Jan. 23 onwards.