Welcome Savings Bank launches savings of up to 10% per year depending on the number of steps
Insurance premium discount and points provided following measuring step data
The number of services and products that give rewards as much as ‘steps’ to the financial sector is increasing. Savings products with preferential rates are launched just by walking, and insurance premiums are discounted and benefits are given depending on the amount of activity.
According to the industry on the 11th, Welcome Savings Bank recently launched a new product, ‘Well Bank Working Savings’. This product offers a preferential interest rate according to the number of steps, so you can receive up to 10% interest per year.
The Well Bank Working Savings Savings product, launched to commemorate the 3 million cumulative downloads of Welcome Digital Bank (Wellbang), a living finance platform, is a healthcare savings product with a preferential rate of up to 8% points (p) per year depending on the number of steps counted during the contract period. to be. Because a preferential rate is applied just by walking, anyone, regardless of age or gender, who is interested in health care can join.
The preferential rate provided according to the number of steps is applied depending on the achievement period from a minimum of 1 million steps to a maximum of 5 million steps. △1%p when 1 million steps are achieved △3%p when 2 million steps are achieved △ 4%p when 3 million steps are achieved △ 6%p when 4 million steps are achieved △ 8%p when 5 million steps are achieved.
If you are a customer who walks 10,000 steps or more a day, you can easily achieve 3 million steps (preferential interest rate 4%p). In addition, the Wellcome Savings Bank explained that it is not difficult for customers who walk a little longer to walk and improve their health to achieve 5 million steps because the number of steps can be checked with the Wellbang Walking service in Wellbang in real time.
The Well Banking Working Savings Product is a 12-month single contract product with a basic interest rate of 1% per annum. In addition, an additional 1%p is provided when transferring the savings account 6 or more times within the contract period through the general deposit account of the Welcome Savings Bank. The monthly payment amount is up to 20,000 won.
A similar product called ‘Challenge 365 Savings’ is also being sold at Hana Bank. ‘Challenge 365 Savings Savings’ is a product that provides additional interest rate benefits according to the number of steps taken during 11 months from the new date.
If a Hana Members member who clicks the ‘Check My Steps’ button in the Hana Members app meets a certain number of steps by the 11th month from the date of registration for the product, they will receive a benefit.
0.70% per year (before tax) for steps data of 2 million steps or more and less than 3 million steps, 1.10% per year (pre-tax) for steps 3 million steps and less than 3.5 million steps, and 1.50% per year (before tax) for steps data over 3.5 million steps. Preferential rates apply.
In particular, a preferential interest rate of 0.1% per annum (before tax) is applied to the elderly (65 years of age or older as of the date of subscription).
Insurance companies are also offering rewards through their platforms that discount points and premiums when they achieve a set number of steps. Major insurance companies, such as Samsung Fire & Marine Insurance, allow users to check their steps measured with a smartphone, and insurance companies provide corresponding benefits. Each insurance company differs in terms of conditions for achieving the number of steps, such as 8,000 steps or 10,000 steps, and the payment method of benefits such as points and premium discounts.
Hana Life’s ‘Sonan Health Nice Insurance’ product offers discounts of up to 31% on premiums depending on health level. An additional discount of 5% is provided when a strong examination result is provided through the Hana Life app, 5% when the daily target number of steps for health management is achieved for a certain period, and an additional discount of 3% is provided to Hana Life subscribers. All these discounts are applied in duplicate. This is possible.
Recently, Nonghyup Life NH Healthcare in the app Events are held to promote health and receive rice. It is held in LANSeon Gardening, a play service that harvests 20 kinds of crops. Each time the target number of steps is achieved, the crops grow through a total of 7 stages, and the grown crops can be harvested and stored in storage.
During the event period, if two or more rice are harvested and stored in storage, rice such as ‘Nonghyup Life Insurance’ will be given out as prizes through a lottery. A total of 1004 prizes will be given to 1004 people, including 80 kg, the 1st place bag of rice, and 40 kg, the 2nd place bag of rice.
An industry official said, “As the amount of activity decreases due to the development of technology, consumers are interested in opportunities and incentives to do simple exercise. told
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