2023-08-07 05:50:37
Minister of the Interior Lin Youchang said today that regarding 100,000 qualified households were eligible for the second phase of the “Self-use Housing Loan Households Support Project Below the Middle Class”, and a total of more than 350,000 households have been approved; Starting from the 10th, financial institutions will gradually allocate funds. Lin Youchang said that the application period for this project will end at 5 pm on December 29 this year. If the public meets the prescribed qualifications, they are welcome to apply online.
About 100,000 qualified households in the second phase of the “Support Project for Self-use Residential Loans Under the Middle Class”. (Photo by Central News Agency)
The Ministry of the Interior promotes the “Support Project for Self-Use Residential Loans Under the Middle Class”, and online applications will be accepted from June 1st; the benchmark date for borrower qualifications is February 28th this year. There is no more than 1 household with a house; the original approved loan amount is within 8.5 million yuan for residences in Taipei City and 7 million yuan for other counties and cities; the total household income in 110 years of the Republic of China is within 1.2 million yuan. Those who are qualified following review will receive a fixed support fund of 30,000 yuan.
Lin Youchang stated through a press release that the first batch of approved 251,629 households has been allocated funds by financial institutions since July 10. Up to now, 251,160 households have been allocated, and the disbursement success rate is 99.8%. In the second phase, 100,000 households were approved, and the support fund of 30,000 yuan will be directly deposited into the approved account on August 10. When the loan was issued on February 28 this year, the financial institution agreed to pay the principal and interest of the loan; if no payment account has been opened, Or applicants who have re-loaned to other financial institutions and their original accounts have been settled, please pay attention to the notices of financial institutions.
Lin Youchang pointed out that the current application cases have been checked and checked, and there are regarding 73,000 unqualified households. The most unqualified reason is “not having a housing purchase loan (or not a housing purchase loan)”, with a total of 48,320 households, accounting for regarding 77 become. Analyze the possible reasons, including that the loan has been settled before February 28, the specified benchmark date, there is no loan, or it is a financial-type housing loan and working capital loan, etc., rather than a housing loan.
Lin Youchang said that the second reason for disqualification was “the original approved loan amount exceeded NT$8.5 million for housing in Taipei City, and NT$7 million for housing in other municipalities, counties and cities”, with a total of 22,123 households. In the future, according to the project operation instructions, a paper rejection letter will be sent to the unqualified households through Chunghwa Post. Since the qualification review of this project loan is partly in the charge of the financial institution, if the applicant has any questions, please contact the financial institution of the loan. Agency confirmation.
Lin Youchang emphasized that since the opening of applications for support projects below the middle class, the number of applications from the public has accumulated more than 630,000, and 420,000 have been reviewed. Some cases are complicated due to the complexity of the case, the long time for applying for loans, and the need to confirm whether family members have housing loans. Take a long time to review. If the people come to “Online application website for self-use residential loan support project for middle class and below“After checking the system, it is found that the application is still under review or has not received an official notification. Please be patient and considerate. The Construction and Construction Department will actively check and announce the approval results and list in batches.
Editor: Qin Yingwen
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