Spending 25 million/month on school fees for children, parents have to borrow money for living

“Although the tuition fee is a bit big, I keep trying to borrow money to invest in my children, hoping that they will have a brighter future in the future…”, Ms. H. shared.

Income 35 million/month, paying tuition fee is 25 million VND

With the advantage of facilities and liberal education methods, helping to maximize the potential of each student, a high-quality private school is becoming the “ideal choice” of many parents.

In which, there is the family of Ms. Tran Thi H. (Hanoi), both husband and wife are civil servants, their income is at 35 million/month following tax, but they have to spend regarding 25 million/month on tuition fees for their son to study. grade 11 at an inter-level bilingual high school in Long Bien district.

In addition to the tuition fee of nearly 190 million/year, Ms. H. said that parents also have to pay a number of other expenses including: boarding services (34.1 million/year); building and developing the school (15 million/year); uniforms (4.2 million/year); textbooks, textbooks, learning materials, school supplies (12 million/year).

Ms. H. said that although her income remained unchanged, the monthly payment for her children’s education only increased, not decreased. The reason is that there are many expenses incurred during holidays and events.

Therefore, sometimes, she and her husband have to borrow temporarily from grandparents on both sides of the paternal and maternal sides because they are stuck in living expenses. The whole family was tired of money, but thinking it was all because of their children, Ms. H. “clicked her tongue” to spend.

“Although the tuition fee is a bit big, I still try to borrow money to invest in my children, hoping that they will have a brighter future in the future.

With money, I can earn more, choosing an educational environment for my children is important. If you waste money, you choose a poor-quality school indiscriminately, it will make you inferior right from the starting line,” said Ms. H.

Personally, Ms. Nguyen Tran Minh Phuong (HCMC) has the concept of “whatever you pay”.

Ms. Phuong said that, with the cost of 100 million / year, in return, her children can study in a school with modern facilities, subjects containing a lot of social knowledge, good foreign language education. Those are benefits worth investing in.

If the vast majority of parents choose a school that fits their family’s “pocket”, Ms. Minh Phuong has the opposite view.

“I accept that if there is an unfortunate event that causes my income to decrease, I will still choose to work hard so that my child can continue to stay in a high-quality private school,” Phuong shared.

Sharing the certain reason for sending her children to private schools, Ms. Phuong said that her family originally planned for her children to study abroad following finishing high school.

In addition to having to meet foreign language proficiency and study well, students also need to develop soft skills and participate in quality extracurricular activities. The school that she is attending can completely create conditions to help Phuong’s daughter “beautify” her study abroad profile.

Therefore, although the cost is expensive, with the quality of education in a private environment, Ms. Phuong feels that this investment is completely worth it.

Phuong believes that education also follows the market mechanism, each educational system has its own target customers. Therefore, with a large investment and the reputation of the school, her family believes that her child will have good academic results.

“In fact, my child is excited when being encouraged to express his thoughts and abilities in learning and experiential activities. She has good communication skills and is confident,” Phuong said.

Wife’s income of 20 million/month is only enough to pay school fees for children

Currently, Ms. Tran Thi Minh T. (Cau Giay, Hanoi) has 2 children, both studying at a bilingual inter-school system in Hanoi. (studying in parallel with the curriculum of the Ministry of Education and Training and the academic program of the University of Cambridge).

Tuition fees for children account for a high proportion of the expenditure of many families (Artwork: Manh Quan).

In order to have enough financial potential for 2 children to attend a private school according to their needs, all expenses in Ms. T’s family are “weighed – measured – measured – counted”.

With a tuition fee of nearly 60 million/year for young children in primary school and 77 million/year for older children in high school, not to mention other fees such as experience activities, school supplies, and boarding. In addition, tuition fees will increase according to the roadmap, from 5-10% a year.

Regarding the idea that “Sending my children to a private school only costs money”, Ms. Thu replied: “It is not only expensive but also very expensive, but I do not consider that investment in education as a waste of money”.

Contrary to the views of many parents, Ms. T. is willing to spend heavily to give her children a good learning environment.

Determining that education is a long and expensive investment process, Ms. T’s family must carefully calculate to meet the figure of nearly 2.5 billion tuition fees for 2 children from grade 1 to grade 12.

Ms. T. said that with the current income of the couple, in order for their children to attend a suitable private school, the family’s daily living expenses must be really “squeezed”.

The total tuition fee and other service fees of the two children is regarding 20 million/month, equal to the salary of Ms. T. All remaining expenses in the family depend on her husband’s salary, regarding 25 million/month.

Deducting monthly payments such as wages for maids, family living expenses (electricity, water, internet, apartment services, etc.), only 14 million remain for food and other expenses. other non-fixed accounts.

In order to be balanced, Ms. T’s family limits shopping for clothes, eating out and having luxurious gatherings, only using the air conditioner when it’s too hot.

Acknowledging that education is a “huge” expense, accounting for 50% of the family’s expenditure, Ms. T said that it is an investment without worrying regarding capital loss.

Her children were introduced to foreign education programs in math, literature, ESL (English as a second language), science and information technology to help them improve their foreign language skills, especially specialized foreign languages.

At the same time, children can still learn Vietnamese culture through history, geography, Vietnamese studies, fine arts, music, gymnastics, CLISE (skills and quality education), GCED (citizenship education). Global).

“So, whether my child studies abroad or chooses to study at university in Vietnam, I always believe that my child can adapt well,” said Ms. T.

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