© Archyde.com. Special Bogeumjari Loan, Exceeds Annual Supply Target by 1/3 Within 3 Weeks of Launch
Photo = Yonhap News The size of the ‘Special Bogeumjari Loan’, a fixed-rate policy mortgage that lends up to 500 million won at a minimum annual rate of 3.25% regardless of income for houses under 900 million won, has reached 3 minutes of the supply target for 1 year within 3 weeks of launch. exceeded 1 of
According to data submitted by Rep. Choi Seung-jae of People’s Power on the 19th from the Korea Housing Finance Corporation, the cumulative amount of applications for special nest loans until the 17th was counted at 14,501.1 billion won (63,491 cases). Since its release on the 30th of last month, 36.6% of the one-year supply target (39.6 trillion won) has been applied for on the 19th (15 business days).
Of the total number of applications (63,491), 57.9% (36,786) were investigated for the purpose of repaying existing loans. Purchase of a new house accounted for 34.2% (21,682 cases) and 7.9% (523 cases) of rent deposit repayment.
However, many analysts say that it is unclear whether this success will continue. This is because the interest rate competitiveness of special Bogeumjari loans is declining as the interest rate for borrowing money has recently entered the 3% range, centered on Internet-only banks.
Reporter Park Sang-yong yourpencil@hankyung.com
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