MANAGING good finances will guarantee your future. Therefore, financial literacy needs to be done to increase insight in arranging old age preparation strategies.
Moreover, nowadays, the ease of managing finances is assisted by technological developments such as digital banking. The use of technology must also be balanced with the right financial decisions.
Maucash Chief Marketing Officer (CMO), Indra Suryawan, emphasized that the existence of digital banks can help business people develop their businesses.
“This is in line with our efforts to increase financial inclusion so that they can achieve their financial goals faster, more precisely but still safely,” he said in the ‘Smart Financial Management: Lifestyle and Business with Digital Applications’ activity.
He noted that as of July 12, 2024, the number of fintech peer-to-peer lending or fintech lending providers licensed and supervised by OJK was 98 companies, one of which was Maucash. While there are quite a lot of illegal ones too.
Therefore, he appealed to the public to always be careful in using illegal fintech, one of which is by understanding its characteristics and not being tempted by sweet promises. By paying attention to these things, the public can avoid debt traps and detrimental practices.
Also read: Digital Transaction Value Increases, Card Usage Declines
Meanwhile, Bank Saqu Chief Digital Business Officer Angela Lew Dermawan explained that her party is aware of the dissaving phenomenon, where Indonesian people have difficulty saving, but they still spend money.
“We invite the public to return to the habit of saving to be more enjoyable through the automatic saving feature,” he said.
Allocating a portion of income for savings has various benefits so that it can manage finances more wisely, train discipline and thrift, and build emergency funds to overcome unexpected needs. (P-5)
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