La Pequena Familia prepaid has an advantage over other market offers: it has its own clinic to provide benefits to members. In addition, during the pandemic a significant effort was made and now, in the return to normality, users reward this behavior and resume the service.
Sebastián Ramos, from the prepaid LPF, said that “the reality of private medicine is that users have been lost, the market has shrunk due to the pandemic, the loss of employment, the closure of workplaces, which made people adjust the expenses a little.
In the case of this local and regional proposal for prepaid medicine, Ramos stressed that “during the pandemic we were able to maintain and grow the portfolio, because people have trusted. Seeing that the public institutions were full, he made an effort for his health and supported himself with coverage”.
“In this first quarter of the year, people study and go to the doctor normally, and have returned to consult and contract for the plans,” he remarked.
Ramos pointed out that “we made an effort and tried to adapt our offer to the needs and possibilities of the users. Our main advantage is having our own provider clinic, which gives us support and different access, by having our own doctors and care”.
INCREASES
The referent of the LPF prepaid also analyzed the national news and said that “the quota increases are 8% from May, 10% in June and 4% in July, because it came with a significant delay from a long time ago weather. In recent years the increases were below inflation.
“In addition, health has its own inflation, because new technologies that are dollarized are added to the increase in costs, so this generates a delay with respect to costs and what might be transferred to the quotas,” he added.
At the same time, he remarked that “users’ pockets have lost once morest inflation, so we are always trying to adapt plans to their possibilities.”
NEW INDEX
Regarding the innovations introduced in prepaid medicine, Ramos indicated that “the latest resolution somewhat reflects the request that the chambers had been making, because it was instructed that the Superintendence prepare an index of health costs, which contemplates the evolution of several items: human resources, medicines, supplies…”.
“It will be published bimonthly and the prepaid ones will be able to increase the quotas in relation to the index that will be elaborated. This would provide a framework of predictability for users, because it is something that will be public knowledge, and also for providers, because in recent times prepaid medicine companies have been forced to transfer adjustments to doctors’ fees and fees for clinics and sanatoriums,” he finally added.
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