SCPI: what is it?
Concretely, real estate investment can be done in two ways: you buy a property yourself and rent it out, or you buy shares in a company that invests in real estate for you. Also known as stone-paper, this Société Civile de Placement Immobilier is a good alternative to direct real estate investment.
Note that there are different types of SCPIs, which meet various objectives: tax SCPIs, performance SCPIs, capital gain SCPIs. Depending on your needs, you will have to opt for one of them.
How it works ?
Let’s go into the details to understand a little better what SCPIs do. The latter collect funds from private investors (and sometimes from companies and associations) and take care of everything: selection of buildings, tenants, collection of rents… By making an investment in an SCPI, you therefore become a partner, that is, you own shares in that company.
Investing in an SCPI: the advantages
Buying shares in an SCPI has many advantages, whether from a personal or financial point of view.
Delegate rental management
No need to spend hours looking for the perfect tenant, responding to their requests, managing files or collecting rent. The SCPI takes care of it for you and you have nothing to do. It is therefore a good way to delegate these time-consuming tasks to professionals, who are experts in real estate and can save you time.
Access to corporate real estate
Most SCPIs include buildings that are rented to professionals (offices, shops, business premises, etc.). In other words, these are goods that you cannot access on your own, and which nevertheless represent a real opportunity. Indeed, the business real estate market is booming and it would be a shame not to take advantage of it.
Secure a regular income supplement
This is one of the main reasons that push individuals to invest: to receive a regular income supplement. This allows you to build up savings and a beautiful heritage that you can pass on to your children.
Which SCPI to choose?
Faced with the abundance of options on the market, it is not always easy to make a choice, especially when you are not familiar with real estate. Fortunately, there are resources to guide you and help you choose the right SCPI. Some, like Remake facilitates investment by offering 0% subscription fees and being accessible from 200 euros.
If you want sound advice, turn to a professional, who can best guide you to invest in an SCPI without taking too many risks.