Savings: the government wants to reform the PEL to finance thermal renovation

2023-07-12 17:01:28

Posted Jul 12, 2023 at 6:31 p.m.Updated Jul 12, 2023 at 7:01 p.m.

The government wants to reform the PEL to finance the ecological transition. “We plan to allow the early release of all Housing Savings Plans when it comes to an investment for thermal renovation, announced Wednesday the Minister of Finance Bruno Le Maire, at the end of the first meeting of the committee. funding for the ecological transition (CFTE). You invest in thermal renovation, you can unlock your PEL without tax loss. »

Currently, when a saver wants to use a single euro from his PEL, he must close it, we explain at Bercy. So he loses his acquired rights both in terms of rate of return (high on average at 2.6%), and access to a mortgage at a predefined rate.

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