Through a Emergency Decree, The Government has ordered extraordinary measures to allow the opening of accounts in companies of the financial system, with the objective of guaranteeing the withdrawal of funds accumulated in the individual capitalization accounts of the affiliates to the Private Pension System and thus protect its intangible character as has already occurred on other occasions.
The measure will be in force until December 31, 2022.
In this way, the companies of the financial system, including the Banco de la Nación, and the companies that issue electronic money can open accounts, en masse or individually, in the name of beneficiaries identified by the Private Pension Fund Administrators (AFP) who instruct the payments, without the need for the prior signing of a contract and its acceptance by the owner.
The document also indicates that the companies of the financial system may share with the AFPs identification information of the account or pre-existing accounts of the beneficiaries, including the Interbank Account Code (CCI); which is exempt from the scope of banking secrecy.
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For their part, the AFPs may share the personal data of the beneficiaries, which are strictly necessary, solely for the purpose of carrying out the transfer of funds.
The accounts created may be used by the holder for purposes other than the deposit and withdrawal of the transferred funds. It may also be closed by companies in the financial system when they do not maintain a balance for a minimum period of 6 months or at the request of the owner.
The Superintendence of Banking, Insurance and Private Pension Fund Administrators It will be in charge of establishing the additional characteristics and conditions for the opening, use and closing of these accounts, through regulations.