2023-06-13 07:55:26
Quanlian’s wholly-owned electronic payment company “Quanpay”, the number of members exceeded 3 million within half a year of its launch. Today (13) it joined hands with the country’s first fintech sandbox to land in the financial industry “Hao Securities”, and jointly announced the launch of innovative financial products “Dianzhiji”, people can save money and invest in funds while consuming. Dianzhiji first launched 4 funds for investment.
“Dianzhiji” is an innovative financial service that combines “electronic payment” and “fund transaction”. Users can start from opening an account to buying funds. They only need 300 yuan to start investing, and finally “debit” and “buy and sell” Completed on the full payment APP, providing “one-stop” integrated services for the first home appliance branch operators.
“Electronic Chicken” is a homonym of the popular handheld electronic pet “Electronic Chicken” in the 1990s. Through the user’s mentality of raising electronic chickens, the user’s stickiness is increased, and the “Electric Chicken” is his own. The launch of Dianzhiji will also subvert everyone’s concept of consumer financial management. Its core gameplay includes “change deposit” and “regular investment”.
Users only need to activate the “Dianzhiji” service on Quanpay, and activate the “Change Deposit” function. For all consumption and payment in all cooperative channels of Quanpay, “more than 100 yuan” transactions will be recorded as “ten-digit fractions”. In other words, as long as you spend more than 100 yuan, the system will automatically deposit change for the user until the virtual bookkeeping accumulation reaches 300 yuan, and the system will deduct money and automatically deposit funds according to your instructions.
For example, if you spend 168 yuan in a small amount using the full payment APP, the system will automatically record the ten-digit fraction, which is 68 yuan; Record ten-digit fractions, automatically record another 90 yuan, and continue to record the cumulative total of 300 yuan. According to the user’s agreement, Dianzhiji will deduct 300 yuan from the full payment account for investment funds, and the remaining change will be invested A round of electric chicken.
“Regular investment” is suitable for users with investment and financial planning. According to their own ability assessment, they can automatically invest in funds on a fixed date and amount every month.
You Jinrong, the general manager of Quanpay, said that following registering with a bank account linked with Quanpay and using the Quanpay APP, you will directly enter the Haohao Securities page to open an investment account, complete the electronic payment account binding, authorize the deduction, and select according to the risk level that the user can bear. Investment targets can easily invest, manage and track investment status without switching between platforms; Dianzhiji also combines the consumption experience, and at the same time gamifies the service, allowing users to have fun and a sense of expectation in the process, and more Close to young users.
Quanpay and Haohao Securities launched the innovative financial technology business of Dianzhiji, which is a themed trial project approved by the Financial Supervisory Commission to launch digital identity authentication and authorization in 2022. On August 26 of the same year, it was approved by the Financial Supervisory Commission to jointly promote the pilot business of “account opening identity confirmation and payment receipt and payment”. In particular, both account opening and fund buying and selling can be completed on the all-payment platform, which is the first of its kind in Taiwan for “buying funds with electronic payment”.
Yang Shaoming, general manager of Haohao Securities, said that investment should be simplified. After the launch of Dianzhiji, the first wave of four funds was launched, namely Cathay Pacific Small and Medium-sized Growth Fund, Invesco Global Technology Fund, and Janus Henderson, the general agent of Nomura Investment Trust. Balanced Fund and Pioneer Global Dynamic Bond Fund.
Yang Shaoming pointed out that these four funds are selected from more than 2,000 funds through ten selection criteria (such as: fund size, establishment time, 5-year performance, 3-year standard deviation, etc.) For domestic and foreign funds, in addition to good funds, the general agent of the fund and the issuing company also have to go through eight audits. The performance of the four carefully selected funds is obvious to all. Investors can choose the most suitable for them according to their own risk attributes and preferences. target.
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