2024-01-20 05:29:03
FUENTE: Pixelshot
In the day to day of our lives, change job It is a reality that many of us face at some point. Whether for better opportunities, professional growth or simply the search for a more suitable work environment, this process involves a series of adjustments, not only in the daily routine, but also in financial matters that we sometimes overlook.
One of the crucial elements to consider when changing jobs is the proper management from payroll card associated with previous company bank. It is common that, when joining a new team, we also change the bank where we receive our salary. However, what at first glance seems like a minor procedure can lead to financial complications if not addressed in a timely manner.
Let’s imagine the following situation: you have changed jobs and, with this, the payroll is now deposited in a different bank than the one you used to use. You might think that keeping your old account active is fine, especially if you don’t use it. But, this is where the first risk lies.
Financial experts warn that leaving the payroll card from a previous job can have negative consequences. Even if you don’t use it, the account remains active and, over time, can become a savings or debit account, lacking a constant flow. This, seemingly harmless, can result in the accumulation of commissions that, stealthily, undermine your financial situation.
Las commissions, like a drop that pierces the stone, accumulate without warning. Sometimes, even for concepts that may seem foreign to your reality, such as insurance that you didn’t remember hiring. It’s easy to underestimate this situation, especially if you don’t actively use that account. However, the risk persists and can become a debt that you did not realize you were generating.
The recommendation is clear: cancel the payroll card from previous work as soon as possible. To do this, it is necessary to go to the banking institution corresponding and request the cancellation of the account. Now, here comes another crucial aspect. If they exist commissions Pending or associated debts, these must be settled before the contract with the bank can be cancelled.
FUENTE: Pixelshot
The proper management of our financial situation goes beyond simply changing banks when changing jobs. It requires constant vigilance and proactive actions to avoid unfavorable situations in the long term. The importance of properly closing accounts associated with previous employment lies in maintaining complete control over our finances and avoiding unpleasant surprises that might affect our economic stability.
When it comes to changing jobs, the prudent management of financial matters, such as the cancellation of the payroll card of previous employment, is key to avoiding future problems. Acting in a timely manner not only protects our current economic situation, but also establishes a solid foundation for future employment transitions. Vigilance and financial responsibility are essential allies in our journey towards stability and economic well-being.
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