ENTERING the age of three years, holding Ultra Micro (UMi) has recorded various positive achievements in increasing financial inclusion and economic empowerment of communities in Indonesia, especially underprivileged groups.
Since its official establishment on September 13, 2021, the holding company consisting of PT Bank Rakyat Indonesia (Persero) Tbk (BRI), PT Pegadaian, and PT Permodalan Nasional Madani (PNM) has shown a strong commitment to increasing access to financial services for MSMEs, especially the ultra-micro segment.
Through the Ultra Micro Service Center (SenyuM), financial inclusion through the opening of Simpedes UMi accounts has made the smiles of millions of PNM customers bloom. The financial inclusion has reached the opening of 16 million accounts and upgraded 1.6 million PNM Mekaar customers to use Pegadaian and BRI products.
PNM Corporate Secretary, L Dodot Patria Ary, also conveyed the benefits felt since the existence of holding Umi for PNM Mekaar customers’ income.
“There are 388 thousand customer group leaders who get additional income by joining as BRILink Mekaar agents. For underprivileged mothers, this has a big impact on their economy,” said Dodot in his statement, Friday (20/9).
By becoming a BRILink Mekaar Agent, they help their neighbors to get more accessible financial access. Like the story of Mrs. Sudiah, a PNM Mekaar Lampung customer.
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As a cracker seller, she felt the need for another business to earn additional income. Fried tofu became an additional choice for selling and Sudiah was increasingly persistent in developing her business. As the group leader, PNM also facilitated her to become a BRILink Mekaar agent. The benefits of being a BRILink Mekaar agent made her earn more income which had an impact on increasing her business.
“Since I had the additional income, I managed it until I could pay for my child’s college education and provide jobs for my neighbors on the right and left to help run my business which is getting more and more orders,” he said happily.
Not only that, Sudiah also feels happy to be able to help residents around her place of residence who need help with cash deposits/withdrawals, money transfers, top up e-money and so on.
“Here the bank is far away, so when they found out I was a BRILink agent, the neighbors were happy to be able to transfer money through my BRILink agent,” he added. Sudiah also feels grateful for the ecosystem. holding The integrated UMi also made him familiar with investment by starting to save gold savings at Pegadaian. (J-3)
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