4 banks offer personal loans to all their clients, including employees in the public and private sectors, as well as professionals and entrepreneurs, and owners of savings vessels, and each program differs in its terms from the other, and we will learn in this report regarding the full details that the client can obtain a personal loan for its clients And up to 3 million pounds.
Details of personal loans offered in 4 banks:
Ahli Bank:
Loan value: from 1.5 million pounds to 3 million pounds.
Loan repayment period: from one year to 12 years.
Interest rate: from 14.5% to 16.5% annually, decreasing.
Age of the customer: from 21 years to 60 years when paying the last installment of the customer.
Minimum monthly income: 1500 pounds.
Administrative expenses: ranging from 2% of the total loan value over the loan repayment period of less than 7 years, and 3% over 7 years.
Cairo Bank:
Loan value: up to 3 million pounds.
Loan disbursement period: from 6 months to 12 years.
Interest rate: from 15.5% to 14.5%.
Age of the customer: from 21 years to 60 years.
Minimum monthly income: 5000 pounds.
Administrative fees: 2% will be deducted once from the total loan amount.
Bank of Alexandria:
Loan value: from 5000 pounds to 3 million pounds.
Loan disbursement period: from 6 months to 12 years.
Interest rate: ranging from 12.5% to 20.5% annually, decreasing.
Age of the customer: from 21 years to 65 years.
Minimum monthly income: 1000 pounds.
Administrative fees: 2% will be deducted once from the total loan amount.
EGYBANK:
Loan value: from 20000 pounds to 3 million pounds.
Loan disbursement period: from 6 months to 10 years.
Interest rate: determined by the type of customer.
Age of the customer: from 21 years to 65 years.
Minimum monthly income: 2500 pounds.
Administrative expenses: from 1.25% to 2.5% of the total loan value.
