The annual benefit is multiplied if an additional year is added and can reach up to 1,335 euros.
The profit, according to the revealing table prepared by the “Insurance and Pensions” insert, starts indicatively from 106 euros annually for those who leave at 35 years in 2025, compared to 35 years in 2024, and reaches 319 euros for those who leave with 38 years in 2025, compared to 38 years in 2024.
However, with an additional year, everything changes and the increases multiply as shown in the table with 39 years for pension in 2024 and 40 years for pension in 2025.
For example:
*Thus, an insured person who is 35 years old this year with a pensionable salary of 1,230 euros will have – together with the increase in 2025 – a final pension of 908 euros. If he retires in 2025 at 36 years, his pensionable earnings will increase to €1,285 with the salary increase index and he will receive a pension of €949, an increase of €41 per month or €490 annually.
*An insured person who is 39 years old this year with a pensionable salary of 3,120 euros will have – together with the increase in 2025 – a final pension of 1,957 euros. If he retires in 2025 with 40 years, his pensionable earnings will increase to €3,260 with the salary increase index and he will get a pension of €2,068, an increase of €111 per month or €1,335 annually.
The difference in favor of the new pensioners for 2025 comes from the calculation of their compensatory pension based on the wage growth index.
Those who will become pensioners by applying for a pension in 2025 will get the increased national pension to 437.25 euros, while the compensatory pension will have the increase of the wage index of 2024. This new index will increase the pensionable earnings on the basis of which the contributory pension from 1/1/2025 onwards, while pensionable earnings from 2002 to 2024 will increase based on inflation. With the wage index, the increase in the contributory pension will be greater.
The wage index, according to estimates, will show an average increase of 4.5% in 2024. This increase will raise 2024 pensionable earnings by 4.5% and the compensatory pension will be higher than if the increase were implemented wages based on inflation.
What will be the minimum pension amount for 2025 with 15 years?
The 2025 increases in pensions, combined with the increase given to the minimum wage, which went to 830 euros, also lead to an increase in the minimum – minimum pension that an insured with 15 years of insurance can get at the age of 67.
With the new mix of increases in the minimum wage and national pension, it follows that with 15 years and earnings at the level of the minimum wage (830 euros) the minimum pension for 2025 is 489 euros, from 479 euros it is now.
| Pensionable salary in 2024 (1) | Pensionable salary in 2025 (2) | Pension with the same insurance years for 2024 and 2025 | Pension with an additional year of insurance in 2025 | |||||||
| Pension with 35 years in 2024 | Pension with 35 years in 2025 | Annual benefit with pension in 2025 | Pension with 38 years in 2024 | Pension with 38 years in 2025 | Annual benefit with pension in 2025 | |||||
| Pension with 40 years in 2025 | Annual benefit with pension in 2025 | 1.230 € | 1.285 € | 908 € | 917 € | 105 € | 1.004 € | 1.015 € | 126 € | 1.036 € |
| 1.080 € | 526 € | 1.335 € | 1.395 € | 948 € | 958 € | 114 € | 1.052 € | 1.064 € | 137 € | 1.087 € |
| 1.135 € | 571 € | 1.440 € | 1.505 € | 988 € | 999 € | 122 € | 1.101 € | 1.113 € | 147 € | 1.138 € |
| 1.190 € | 616 € | 1.545 € | 1.615 € | 1.029 € | 1.040 € | 131 € | 1.149 € | 1.162 € | 158 € | 1.190 € |
| 1.245 € | 661 € | 1.650 € | 1.724 € | 1.069 € | 1.081 € | 140 € | 1.198 € | 1.212 € | 169 € | 1.241 € |
| 1.300 € | 706 € | 1.755 € | 1.834 € | 1.109 € | 1.122 € | 149 € | 1.246 € | 1.261 € | 180 € | 1.292 € |
| 1.354 € | 751 € | 1.860 € | 1.944 € | 1.149 € | 1.162 € | 158 € | 1.294 € | 1.310 € | 190 € | 1.343 € |
| 1.409 € | 796 € | 2.070 € | 2.163 € | 1.230 € | 1.244 € | 176 € | 1.391 € | 1.409 € | 212 € | 1.445 € |
| 1.519 € | 886 € | 2.490 € | 2.602 € | 1.390 € | 1.408 € | 212 € | 1.585 € | 1.606 € | 255 € | 1.650 € |
| 1.739 € | 1.066 € | 2.805 € | 2.931 € | 1.511 € | 1.531 € | 239 € | 1.730 € | 1.754 € | 287 € | 1.803 € |
| 1.903 € | 1.200 € | 3.120 € | 3.260 € | 1.632 € | 1.654 € | 265 € | 1.875 € | 1.901 € | 319 € | 1.957 € |
2.068 €
1.335
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#Pensions #applying #pension #πίνακες
