PREMIUM INFLATION. The deployment of the inflation bonus continued in February with 12 million pensioners benefiting. Are you concerned? Who pays the inflation bonus? We answer all your questions.
[Mis à jour le 21 février 2022 à 15h19] Paid to 38 million French people whose income is less than 2,000 euros per month, the prime inflation should benefit the retirees in a few days, in the month of February 2022. For this, our elders must respect two essential conditions: to be French residentand receive a retirement pension of less than 2 000 euros net monthly. Set up by Emmanuel Macron in an attempt to fight once morest inflation and therefore the general rise in consumer prices, the indemnity of 100 euros is an individual and exceptional aid. But then, as a retiree, who will receive the inflation bonus “at the end of February” as confirmed by the Retirement Insurance? Here is the list of beneficiaries below:
- Retirees receiving a pension from the general scheme
- Retirees not receiving any pension from the general scheme
- Retirees with a personal activity
- Retired beneficiaries of the AAH
- Retirees receiving a disability pension
- Retirees benefiting from asbestos early retirement
- Retirees benefiting from early retirement
- Retired ASPA beneficiaries
- Retirees with combined pension employment
- Retirees in progressive retirement
- Retiree benefiting from a survivor’s pension
Remember that the inflation bonus will not be paid to you at the same time as your retirement pension. The payment of the 100 euros is totally automatic and should be granted to you a few days following your retirement. In total, 12 million pensioners are affected by the payment of the inflation bonus in February.
If you are retired and meet the two mandatory conditions, the inflation bonus of 100 euros will be paid to you during February 2022. No specific date has yet been announced. Please note that you will not receive your inflation bonus at the same time as your pension payment. To claim it, here are the two essential conditions: to be French resident and have a retirement pension less than 2,000 euros net per month. If you receive a pension from general schemel’Retirement insurance will pay you the prime inflation in the amount of 100 euros. Remember that the service of pensions of the State will pay this premium only if the Retirement insurance or the MSA does not pay it.
The payment of the allowance will be provided in February 2022 by the pension and occupational health insurance fund (CARSAT) to retirees receiving at least one pension from the general scheme. Here is an overview of the different payment organizations depending on your situation:
- Retirees not receiving any pension from the general scheme : pension fund
- Retirees with a professional activity : the employer
- Beneficiaries of the AAH attached to the general scheme : CAF
- Retirees receiving a disability pension : the fund paying the invalidity pension
Regarding the beneficiaries of a asbestos early retirement (early retirement allowance for asbestos workers, ACAATA) if the level of pension paid is less than 2 000 euros net per month, this time the inflation bonus will be paid by the employer. Beneficiaries of early termination of activity (end-of-activity leave), subject to compliance with the income conditions and beneficiaries of the solidarity allowance for the elderly (ASPA) are also involved. Important, the inflation bonus will not be paid to you with your pension! The payment is totally independent and no action is to be taken. The transfer is made automatically by the pension fund concerned. In addition, the sum paid is not taxable and cannot be taken into account in the calculation of your resources for the allocation of social aid such asASPA. Finally, the State Pensions Service may be called upon to pay the inflation bonus, only if the Pension Insurance or the MSA don’t pay it.
Retirees working in cumulative employment retirement or under the phased retirement will also receive the compensation within the framework of their activity, paid by their employer or for the self-employed, the organization in charge of the payment.
The inflation allowance will be paid to people whose earned income or replacement income is less than €2,000 net per month. It will be granted to persons receiving allowances and social benefits.
The list of the main categories of beneficiaries is as follows:
- Employees of private employers, including apprentices and beneficiaries of a professionalization contract
- Public officials
- Recipients of early retirement
- Self-employed workers
- Author artists
- Job seekers and vocational training trainees
- Recipients of invalidity pensions
- Retired persons, including beneficiaries of survivor’s pensions
- Scholarship students and those receiving housing aid
- Young people on a support path to employment or in civic service or volunteering for integration
- Beneficiaries of social minima
The bonus of 100 euros is granted on an individual basis. In other words, the composition of the household is not taken into account to determine eligibility for inflation compensation. Thus, a couple can receive up to 200 euros, ie 100 euros each or only 100 euros if only one of the spouses meets the income conditions (see below). In total, 38 million French people will benefit from the 100 euro inflation check.
But who is affected? To determine eligibility for the inflation allowance, the government has determined a ceiling: are therefore concerned French people who earn less than 2,000 euros net per month – before application of the withholding tax -, regardless of their status and profession. To determine the reference salary, the executive has chosen the month of October 2021. Would you like to know more regarding the 100 euro bonus? Linternaute.com answers all your questions. Consult our dedicated file now:
The inflation bonus is paid between December 2021 and February 2022. Payment must be made through several channels, depending on the beneficiary’s situation. Here is the payment schedule envisaged by the government:
- End of December 2021: this is the date on which employees received their inflation compensation, directly on their payslip. The employer is responsible for the payment, before being compensated by the State in a second step. The self-employed are also affected by this deadline (the Urssaf then take care of the payment), as are scholarship students (compensated by the Crous).
- End of January 2022 : the State proceeds to the payment of the inflation allowance for civil servants, jobseekers (via Pôle emploi), invalids, students receiving APL and recipients of social minima (via the Family Allowance Fund).
- February 2022 : it is at this deadline that retirees must receive inflation compensation, via their pension fund.
To be eligible, you must win less than 2,000 euros net per month, i.e. 2,600 euros gross for the month from October 2021, whether you are a civil servant, employee, self-employed or retired. Note: this ceiling of 2,000 euros net corresponds to your remuneration before deduction at source. On the payslip, it will therefore simply be necessary to check the line “net payable before income tax“, above “net payable”.
Please note: if you are on a short contract (excluding temporary work), the payment of the 100 euro bonus is not automatic “if the cumulative working time with the same employer is less than 20 hours”, warns the government in its file of hurry. “It will assume that the beneficiary expressly reports to one of his employers, preferably the one with whom the employment relationship is still ongoing, or failing that the one for which they worked the most hours during the month of October. “. What regarding other situations? Linternaute.com summarizes them for you:
- For retirees : you receive the minimum old age (ASPA) or the total amount of your pensions (general scheme, supplementary, survivor’s pension, etc.) is less than 2,000 euros net in October 2021. “The assessment of resources will be made on the basis of the amount of basic and supplementary retirement pensions (eg AGIRC-ARRCO), including survivors’ pensions [du mois d’octobre 2021]“, it says.
- For independents: you must have been active in October 2021 and have declared to the Urssaf or the MSA an activity income of less than 2,000 euros net per month “for the year 2020”, it is indicated. “The net income retained is that calculated during the annual declaration of income”, it is recalled. “If the activity is created over the period January-October 2021, this condition will be considered satisfied”.
- For the self-employed : your turnover must be at least equal to 900 euros between January 1, 2021 and September 30, 2021. “This amount must also correspond to an average income of 2,000 euros net per month over the period, which corresponds , taking into account the application of tax deductions according to the nature of their activity, to an average monthly turnover of: €4,000 for craftsmen; €6,897 for traders; €3,030 for the liberal professions”, we complete in the press kit.
- For job seekers : you must not be working and your allowance must be less than 2,000 euros net.
Are you one of the categories of beneficiaries who should have already received the inflation bonus, even before February 2022 for some? We recommend that you first contact the organization or company that should make the transfer to your bank account. No dedicated inflation premium issue is currently available on any platform. Don’t know who to contact? Here is a list of preferred contacts below:
- Employee: employer
- Student : Crous
- Jobseeker : Employment center
- Cross-border worker: Tax Center
- Recipients of social benefits: Caf
- Farmers: MSA
- Non-agricultural self-employed: Urssaf
Also, some professions still do not know the exact date of payment of the inflation bonus. It should not delay any longer and should take place in February 2022. In particular, 300,000 self-employed entrepreneurs are concerned, whose bank details (RIB) are not known to Urssaf. In this case, Urssaf is supposed to contact the beneficiaries concerned and pay the inflation bonus in the next few days, at the beginning of February 2022. Author artists, beneficiaries of a disability pension and self-employed sailors are also concerned and are awaiting payment of their compensation of 100 euros.
You have the possibility of carrying out a simulation on the site of the government in addition to all the information present on the platform. Let yourself be guided by answering the questions asked.
