The sharp rise in health insurance premiums has consequences: according to a representative survey, around one in four adults in Switzerland will switch to basic insurance at the end of the year. It is much more than the other years.
The percentage of people who change funds has so far been in the single digit range, the Comparis comparison portal said on Thursday.
This time, 843 of the 3,156 respondents, or around 27%, from all regions of Switzerland, indicated that they would switch to basic insurance at the end of 2022. Premiums will increase by an average of 6.6% next year.
Especially the Romans
The Romands are particularly inclined to change health insurance: 31% of people questioned in this region will be insured with another fund in 2023, compared to 25% in German-speaking Switzerland and 18% in Ticino. 61% of people switching indicated that the increase in premiums was an important or very important reason.
47% of people wishing to change insurer said they were used to such changes. 44% said poor service from their previous fund was the main reason for their decision. Finally, 69% keep their deductible with the new insurer.
The big winner CPT
The proportion of people moving from Assura and Atupri to CPT is particularly high. This credit union turns out to be the biggest winner in terms of increasing the clientele. The market research institute commissioned by Comparis for this survey also found that many policyholders are switching from Visana to Helsana.
According to Comparis, the CPT will have, according to its own data, regarding 40% more customers next year. Felix Schneuwly, Comparis health insurance expert quoted in the press release, said he was surprised by the extent of the change. Inflation has probably further increased the pressure to save, he believes.
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