no one digital platform of Grupo Bancolombia with more than 13 million clients, received authorization from the Financial Superintendence to become a financing company.
(New Nequi function to avoid sending money to the wrong person).
After this, the platform will be able to start the process to obtain the operating permit under this figure, and thus publicize its new organizational structure.
Know, then, the benefits and changes that Nequi’s operation as a financing company will bring. Which will continue to be part of Grupo Bancolombia, but will begin to operate as a legal entity and different from Bancolombia SA.
It is worth noting that a financing company has the function of capture resources for which he pays a remuneration or an interest ratewhich, in turn, is used to carry out credit operations, facilitate the commercialization of goods and services, and carry out financial leasing or leasing operations.
(Superfinanciera authorized Nequi to be a financing company).
So that, a financing company turns out to be a preliminary step to becoming a banksince it has some specifications in terms of capital that are normally met when an entity later wants to become a bank.
Will there be changes in the app?
Nequi pointed out that, in the midst of this process to operate as an operating company, customers “can rest easy” because lThe services and products of the application will not have any changes.
(Bancolombia and Nequi will award talents in design and innovation).
“People will be able to continue transferring and receiving money, create savings goals, pay bills, request loans, apply for the Nequi Card, bring dollars from PayPal, use Bancolombia’s correspondents and ATM network, among others, as is currently the case.“, explained the director of Nequi, Andrés Vásquez.
BRIEFCASE
