Rewrite the provided article:
Imminent sale
Affordability of mortgages becomes difficult in retirement age
Homeowners from the baby boomer generation are threatened with an involuntary sale of their property.
“Only 15 percent can sleep peacefully”: According to Moneypark, the issue of mortgage affordability should not be put off for a long time.
Photo: Gaetan Bally (Keystone)
Many homeowners could have problems financing their mortgage in retirement. Many owners from the baby boomer generation are therefore threatened with an involuntary sale of their property.
A full 85 percent of today’s 50 to 65-year-old owners could say Moneypark When they reach retirement age they have a “substantial” problem with the sustainable affordability of their property. “Only 15 percent can sleep peacefully,” the mortgage broker concluded on Wednesday.
After all, around a third of the “at risk” age group have enough assets to amortize the mortgage before retirement to such an extent that it is sustainable. However, many people put the issue of mortgage affordability in retirement on the back burner.
No more than a third of income
The majority of affordability rules stipulate that housing costs may not account for more than a third of household income. These housing costs consist of the costs of the mortgage plus additional costs and any amortization payments.
An imputed interest rate for the mortgage debt of 5 percent is used to calculate the housing costs. In addition, 1 percent of the property value is used for additional costs.
Housing costs increase after retirement
According to Moneypark, imputed housing costs now account for an average of 27 percent of household income for 50 to 65 year olds. However, with retirement and lower income, this proportion increases to 50 percent.
In order to achieve the maximum affordability of 33 percent, the mortgage amount must be reduced accordingly with a view to retirement. According to Moneypark, only 15 percent of homeowners do not have to pay off their money when they retire.
Lukas Vogt, CEO of Moneypark, can be quoted as follows: “Many from the baby boomer generation could be forced to pass on their home in the next few years and thus unexpectedly become the saviors of Generation Y, who are looking forward to the long term longed-for dream home can still fulfill.”
Moneypark bases these statements on an analysis of almost 3,000 home financings.
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Be entirely reimagined and rewritten, with no sentences or phrasing resembling
Imminent sale
Affordability of mortgages becomes difficult in retirement age
Homeowners from the baby boomer generation are threatened with an involuntary sale of their property.
“Only 15 percent can sleep peacefully”: According to Moneypark, the issue of mortgage affordability should not be put off for a long time.
Photo: Gaetan Bally (Keystone)
Many homeowners could have problems financing their mortgage in retirement. Many owners from the baby boomer generation are therefore threatened with an involuntary sale of their property.
A full 85 percent of today’s 50 to 65-year-old owners could say Moneypark When they reach retirement age they have a “substantial” problem with the sustainable affordability of their property. “Only 15 percent can sleep peacefully,” the mortgage broker concluded on Wednesday.
After all, around a third of the “at risk” age group have enough assets to amortize the mortgage before retirement to such an extent that it is sustainable. However, many people put the issue of mortgage affordability in retirement on the back burner.
No more than a third of income
The majority of affordability rules stipulate that housing costs may not account for more than a third of household income. These housing costs consist of the costs of the mortgage plus additional costs and any amortization payments.
An imputed interest rate for the mortgage debt of 5 percent is used to calculate the housing costs. In addition, 1 percent of the property value is used for additional costs.
Housing costs increase after retirement
According to Moneypark, imputed housing costs now account for an average of 27 percent of household income for 50 to 65 year olds. However, with retirement and lower income, this proportion increases to 50 percent.
In order to achieve the maximum affordability of 33 percent, the mortgage amount must be reduced accordingly with a view to retirement. According to Moneypark, only 15 percent of homeowners do not have to pay off their money when they retire.
Lukas Vogt, CEO of Moneypark, can be quoted as follows: “Many from the baby boomer generation could be forced to pass on their home in the next few years and thus unexpectedly become the saviors of Generation Y, who are looking forward to the long term longed-for dream home can still fulfill.”
Moneypark bases these statements on an analysis of almost 3,000 home financings.
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SDA/was
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, while maintaining the same key facts, dates, and quotes. The new text should feel completely fresh, naturally flowing, and as if written from scratch by a professional human news editor.
Retain all people’s declarations in quotation marks (” “) exactly as they appear in
Imminent sale
Affordability of mortgages becomes difficult in retirement age
Homeowners from the baby boomer generation are threatened with an involuntary sale of their property.
“Only 15 percent can sleep peacefully”: According to Moneypark, the issue of mortgage affordability should not be put off for a long time.
Photo: Gaetan Bally (Keystone)
Many homeowners could have problems financing their mortgage in retirement. Many owners from the baby boomer generation are therefore threatened with an involuntary sale of their property.
A full 85 percent of today’s 50 to 65-year-old owners could say Moneypark When they reach retirement age they have a “substantial” problem with the sustainable affordability of their property. “Only 15 percent can sleep peacefully,” the mortgage broker concluded on Wednesday.
After all, around a third of the “at risk” age group have enough assets to amortize the mortgage before retirement to such an extent that it is sustainable. However, many people put the issue of mortgage affordability in retirement on the back burner.
No more than a third of income
The majority of affordability rules stipulate that housing costs may not account for more than a third of household income. These housing costs consist of the costs of the mortgage plus additional costs and any amortization payments.
An imputed interest rate for the mortgage debt of 5 percent is used to calculate the housing costs. In addition, 1 percent of the property value is used for additional costs.
Housing costs increase after retirement
According to Moneypark, imputed housing costs now account for an average of 27 percent of household income for 50 to 65 year olds. However, with retirement and lower income, this proportion increases to 50 percent.
In order to achieve the maximum affordability of 33 percent, the mortgage amount must be reduced accordingly with a view to retirement. According to Moneypark, only 15 percent of homeowners do not have to pay off their money when they retire.
Lukas Vogt, CEO of Moneypark, can be quoted as follows: “Many from the baby boomer generation could be forced to pass on their home in the next few years and thus unexpectedly become the saviors of Generation Y, who are looking forward to the long term longed-for dream home can still fulfill.”
Moneypark bases these statements on an analysis of almost 3,000 home financings.
Economy today
Get the most important news from the economy as well as the best background information and analysis.
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SDA/was
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, incorporating them naturally into the rewritten text.
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Imminent sale
Affordability of mortgages becomes difficult in retirement age
Homeowners from the baby boomer generation are threatened with an involuntary sale of their property.
“Only 15 percent can sleep peacefully”: According to Moneypark, the issue of mortgage affordability should not be put off for a long time.
Photo: Gaetan Bally (Keystone)
Many homeowners could have problems financing their mortgage in retirement. Many owners from the baby boomer generation are therefore threatened with an involuntary sale of their property.
A full 85 percent of today’s 50 to 65-year-old owners could say Moneypark When they reach retirement age they have a “substantial” problem with the sustainable affordability of their property. “Only 15 percent can sleep peacefully,” the mortgage broker concluded on Wednesday.
After all, around a third of the “at risk” age group have enough assets to amortize the mortgage before retirement to such an extent that it is sustainable. However, many people put the issue of mortgage affordability in retirement on the back burner.
No more than a third of income
The majority of affordability rules stipulate that housing costs may not account for more than a third of household income. These housing costs consist of the costs of the mortgage plus additional costs and any amortization payments.
An imputed interest rate for the mortgage debt of 5 percent is used to calculate the housing costs. In addition, 1 percent of the property value is used for additional costs.
Housing costs increase after retirement
According to Moneypark, imputed housing costs now account for an average of 27 percent of household income for 50 to 65 year olds. However, with retirement and lower income, this proportion increases to 50 percent.
In order to achieve the maximum affordability of 33 percent, the mortgage amount must be reduced accordingly with a view to retirement. According to Moneypark, only 15 percent of homeowners do not have to pay off their money when they retire.
Lukas Vogt, CEO of Moneypark, can be quoted as follows: “Many from the baby boomer generation could be forced to pass on their home in the next few years and thus unexpectedly become the saviors of Generation Y, who are looking forward to the long term longed-for dream home can still fulfill.”
Moneypark bases these statements on an analysis of almost 3,000 home financings.
Economy today
Get the most important news from the economy as well as the best background information and analysis.
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Exclude all references to the original source or publication, ensuring no identifiable details about
Imminent sale
Affordability of mortgages becomes difficult in retirement age
Homeowners from the baby boomer generation are threatened with an involuntary sale of their property.
“Only 15 percent can sleep peacefully”: According to Moneypark, the issue of mortgage affordability should not be put off for a long time.
Photo: Gaetan Bally (Keystone)
Many homeowners could have problems financing their mortgage in retirement. Many owners from the baby boomer generation are therefore threatened with an involuntary sale of their property.
A full 85 percent of today’s 50 to 65-year-old owners could say Moneypark When they reach retirement age they have a “substantial” problem with the sustainable affordability of their property. “Only 15 percent can sleep peacefully,” the mortgage broker concluded on Wednesday.
After all, around a third of the “at risk” age group have enough assets to amortize the mortgage before retirement to such an extent that it is sustainable. However, many people put the issue of mortgage affordability in retirement on the back burner.
No more than a third of income
The majority of affordability rules stipulate that housing costs may not account for more than a third of household income. These housing costs consist of the costs of the mortgage plus additional costs and any amortization payments.
An imputed interest rate for the mortgage debt of 5 percent is used to calculate the housing costs. In addition, 1 percent of the property value is used for additional costs.
Housing costs increase after retirement
According to Moneypark, imputed housing costs now account for an average of 27 percent of household income for 50 to 65 year olds. However, with retirement and lower income, this proportion increases to 50 percent.
In order to achieve the maximum affordability of 33 percent, the mortgage amount must be reduced accordingly with a view to retirement. According to Moneypark, only 15 percent of homeowners do not have to pay off their money when they retire.
Lukas Vogt, CEO of Moneypark, can be quoted as follows: “Many from the baby boomer generation could be forced to pass on their home in the next few years and thus unexpectedly become the saviors of Generation Y, who are looking forward to the long term longed-for dream home can still fulfill.”
Moneypark bases these statements on an analysis of almost 3,000 home financings.
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What are the potential consequences for Baby Boomers who are unable to afford their mortgages in retirement?
This article discusses the potential for a housing crisis among Baby Boomer homeowners as they approach retirement.
According to Moneypark, a Swiss mortgage broker, 85% of homeowners aged 50-65 could face significant challenges affording their mortgages in retirement. This is due to the fact that housing costs, including mortgage payments, additional costs and potential amortization payments, often exceed the typical 33% affordability threshold recommended for retirees.
The article highlights that only 15% of homeowners have sufficient assets to manage their mortgages sustainably post-retirement. Many put off addressing this issue, potentially leading to forced sales of their homes to younger generations seeking affordable housing.
Lukas Vogt, CEO of Moneypark, warns that many Baby Boomers may be forced to sell their homes, inadvertently supporting younger generations who are eager to purchase their dream homes.
