2023-09-17 07:00:01
A new ceiling for the LEP, an index income tax scale for 2024… MoneyVox summarizes the 5 news of the week. LEP ceiling 10,000 euros
Good news for the nearly 10 million holders of a Popular Savings Account (LEP). Its ceiling will increase from 7,700 euros to 10,000 euros, from October 1. Today, half of the LEPs are at the ceiling.
This increase in the maximum payment should strengthen the appeal of the LEP among eligible people. Reserved for low-income households, the LEP is currently accessible to 18.6 million individuals. Nearly 9 million therefore still do not benefit from the LEP, the remuneration rate of which is currently 6%.
LEP: good news and bad news for this great savings account
Modified income tax scale
The 2024 income tax rate will be indexed to inflation. The thresholds for the different tax brackets will all be increased by 4.8% next year. Objective: to avoid penalizing the French who have benefited from salary increases to cushion the shock of rising prices. But how much will you be able to save with this revaluation of the bar? Here are some practical examples.
Taxes 2024: If my salary increases, will I pay more or less with the new scale?
Inflation and overdraft, an explosive cocktail
This week, MoneyVox looked at consumers’ use of bank overdrafts, in a context marked by high inflation. And according to the results of our survey, carried out by the YouGov institute, nearly 8 out of 10 French people think they have been more in the red over the last 12 months.
If the use of the authorized overdraft makes it possible to avoid end-of-month arrears, its use must remain exceptional to avoid excesses. Because banks penalize overspending very heavily. The question arises: are there not other means, more virtuous than overdraft, to deal with the financial difficulties of households? Find all the articles in our special report.
Financial difficulties and bank overdraft: ask the editorial team your questions
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Single person: from €25/month
Couple withdrawal: from €33/month
Couple with children: from €46/month
A coming increase in electricity prices
Bad news for consumers. They must expect to see their electricity bills rise once more at the start of 2024. The government assured Thursday that this increase will not be 10 or 20%, as suggested by the Commission’s misinterpreted comments. energy regulation. But for all that, it will be difficult to avoid an increase in EDF’s regulated tariffs. Explanations.
What changes for the APL
Accessible under resource conditions, APLs, paid by the Family Allowance Fund (CAF), make it possible to reduce the amount of rent for people who can benefit from them. If these APLs will be revalued on October 1, they will not benefit from a boost. What awaits you.
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Fortuneo: up to 230 euros bonus and 100 euros vouchers to grab!Mathieu BRUCKMULLER
After a master’s degree in social law in Rennes and a third cycle in economic and social information at Paris-Dauphine, Mathieu Bruckmller… Read more
MoneyVox / MB / September 2023
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