Page 2 to 4: Start Pages | Page 5 to 6: List of Abbreviations, Initials and Acronyms | Page 7 to 12: Ines Ben Abdelkader – General Introduction | Page 11 to 70: Ines Ben Abdelkader – Chapter I. Microfinance: an overview | Page 71 to 94: Ines Ben Abdelkader – Chapter II. Social and financial performance of MFIs | Page 95 to 129: Ines Ben Abdelkader – Chapter III. Convergence between the social and financial performance of MFIs | Page 131 to 132: Ines Ben Abdelkader – General conclusion | Page 133 to 145: Bibliographic references | Page 147 to 155: End pages.