2023-10-31 20:30:54
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Published on 10/31/2023 9:30 p.m.
Duration of the video: 1 min Term accounts: the promise of a good investment? French savers are increasingly abandoning life insurance, but term accounts are soaring. The principle is to remunerate the money in your current account by blocking it for a given period. – (France 2) Article written by France 2 – R.Asencio, K.Douti, C.Kenck, M.Hauville, L.Hauville
France Televisions
French savers are increasingly abandoning life insurance, but term accounts are soaring. The principle is to remunerate the money in your current account by blocking it for a given period.
3.5% and even up to 5% returns on term accounts, i.e. more attractive rates than traditional investments. Elias has 1,500 euros to invest, and is hesitant to open a term account. After an estimate, he is convinced, and prefers this rather than leaving it in the current account. Term accounts are a fixed rate investment, with a blocked amount and interest charged at 30%.
Investments over time
The investment is risk-free for Sarah Zamoun, head of Distingo Bank’s business. “This is something that is guaranteed for the customer. There is no variation possible. He will recover his capital, plus the result of the remuneration to which he will subscribe initially”, she specifies. However, there are conditions, such as investing a minimum amount of money in the account to obtain a good return. For the most attractive rates, you have to be more patient.
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