2023-10-02 18:00:01
A tip for maximizing interest production on your popular savings account, cash payments are increasing with inflation and the cost of car insurance which will jump for electric cars. Here are the 3 money news items for this Monday, October 2. Tip for boosting the interests of your LEP
It’s done. Since Sunday, the ceiling of the Popular Savings Book (LEP) has increased to 10,000 euros. A development eagerly awaited by several million LEP holders. Indeed, according to the latest statistics from the Banque de France, almost half of the 10 million LEPs had reached the ceiling which until now was set at 7,700 euros.
Result, with this new ceiling, it is possible to earn up to 50 euros in interest per month! But to get there, you have to carefully manage the movements to and from your current account to best optimize the so-called fortnight rule. Explanations.
The return of cash
With the development of contactless, the use of cash tended to decrease. But the situation is changing. Indeed, to better control their budget, more and more individuals are withdrawing money from an ATM and paying for their shopping in cash. And for good reason: according to our latest survey, more than one in 3 French people are or have been discovered in the last 12 months.
We have more and more customers who are building up cash envelopes to better control their spending in the current context of rising prices, explains to the Echosthe manager of a large banking network.
In cash, I can better see what I’m spending… Cash is back with inflation
Car insurance: save up to €380 thanks to our online comparator
The cost of electric vehicle insurance is likely to soar
More and more French people are choosing an electric car. If the price of this type of vehicle is higher to purchase, it has the advantage of being cheaper to insure. The average cost of insurance is 563 euros for an electric vehicle, which is approximately 80 euros less than for a gasoline vehicle.
A difference which can be explained in particular by a tax boost for the benefit of electric cars. But it will soon disappear. As a result, the premium has every chance of jumping in the coming months. To find out more, read here.
Renault, Peugeot, Audi… The list of cars affected by an increase in the ecological penalty in 2024
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