2023-04-21 13:21:23
The bank’s high-interest time deposits are sometimes just a headline attraction. The highest annual interest rate they list is often accompanied by a lot of conditions, such as an entrance fee that may cost millions of dollars. Therefore, when you inquire or want to open an account formally, the funds on hand may not reach the threshold of high interest rates.
if with100,000 yuanFor the price of admission, there are actually quite a few options. Below is a list of regarding 20 low-threshold options for banks, with two simple charts for readers to see more clearly. Banks continue to adopt the strategy of “short-term plus long-term reduction”. This week, half of the banks, that is, 10 banks, continue to offer short-term deposit annual interest rates, and longer deposit-term high interest rates. As for the principal of 100,000 yuan, the highest interest rate is 3.8% for 3 months, the second highest interest rate is 3.6% for 6 months, and the 12-month deposit period is the lowest interest rate.
It should be noted that the interest deposits below are all for 3 months or more, and some very short-term deposits with an interest rate of more than 10% are not included, and those with a high interest rate of 10% are not included if there is a task for virtual silver .
Is it better to use 100,000 yuan for a fixed period?
3-month deposit period maximum interest
The principal of 100,000 yuan, the highest interest rate is 3 months deposit period, ICBC (Asia) new customer discount, 3.8% for deposits starting from 100,000 yuan, if only 100,000 yuan, a quarterly interest rate of 950 yuan; , earning 7,600 yuan in just one season.
This promotion is limited to new customers who open an integrated account/e-age wealth management/Elite Club and open it at a branch with new funds. The promotion period is until April 28.
10 banks offer higher interest rates for short-term deposits
This week, the Monetary Authority continued to receive money, and the aggregate balance of the Hong Kong banking system has repeatedly shrunk to less than 50 billion yuan, which is the lowest level in more than 10 years.
Banks in Hong Kong are eager to grab short-term funds. Among the 20 banks compared in this article, there are 10 banks with relatively high interest rates for short-term deposits. Among them, 5 banks have the highest interest rates for 6-month deposits, and 4 have the highest interest rates for 3-month deposits. interest, and another one with a 9-month deposit period with a higher interest rate.
China Merchants Wing Lung starts depositing at 100,000 yuan, with a 6-month deposit period of 3.5% and a 12-month deposit period of 3.35%.
The latest 12-month deposit period of CNCBI is 3.5%, but the 6-month deposit period is 3.6%. If you deposit 100,000 yuan, you can earn $1,800 semi-annual interest, which is the highest semi-annual interest among low thresholds.
Date this article was last updated: April 21, 2023
Written by: Liao Yiran
More high-interest deposits:
Earn up to $18,500 with a time deposit of RMB 500,000, earn $4,750 in 3 months (updated on April 21)
Time deposit 2023 │ 8 bank deposit interest, 6 months 4.18% due at the end of the month │ The most complete combination of new and old funds
RMB time deposits up to 13.88% long interest 2.9% (updated in April 2023)
“Regular Boundary Good” Lazy Pack[Check out the good side and whether there is any risk in one go]
＝＝＝＝＝
[ET Caizhi Talk]Will the exchange rate of the US dollar continue to weaken?Hendaro Mingli analyzes gold and non-US currency trading strategies
Bianjian bank has the highest deposit interest, what are the terms and conditions?immediatelyDownload the Hong Kong Economic Times App for freeinstant feed
1682105160
#time #deposit #yuan #threshold #interest #rate #deposit #year #earn #Highest #interest #rate #3month #deposit #period #updated #April #Hong #Kong #Economic #Daily #Financial #Management #Interest #Earning #Strategy
