2024-01-11 07:34:55
Currently set at 6%, its rate should fall, but will remain above inflation, which stood at 3.7% over one year in December according to INSEE.
He is “by far the most interesting product for popular savings», according to the governor of the Bank of France, and should remain so. The popular savings booklet (LEP), reserved for people with modest incomes, will see its rate re-evaluated on February 1st. Today set at 6%, it should fall, but will always be “much higher than inflation», announced François Villeroy de Galhau this Thursday morning on France 2.
Subsequently relaunched on the subject, the governor did not give precise figures, contenting himself with asserting that “it should be between 3 and 6%“. In December, inflation over one year rebounded slightly, to 3.7%, according to the first estimate from INSEE, which must be confirmed this Friday. François Villeroy de Galhau also underlined that the LEP was “growing very quickly“, since “10.7 million booklets are opened, or 3 million more than two years ago».
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19 million French people eligible
It must be said that the government, the tax authorities and the Bank of France have been trying for some time to promote this still relatively unknown savings product, accessible subject to means. “We can go even further, since there are 19 million French people who are entitled to it», noted the governor of the Banque de France on France 2, emphasizing that it is “an advantage that does not exist among our European neighbors“. For its part, the Livret A rate will remain fixed at 3% on February 1, under the guarantee of maintaining the rate at this level until January 2025 decreed by the Minister of the Economy Bruno Le Maire in July last.
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