Bad news has come one following another recently. Following the violent interest rate hike in the United States, the exchange rate of the pound plummeted, the Russian-Ukrainian war escalated, and Credit Suisse defaulted on its debt at any time. , fell to 3,486 cases in September, a 46% drop from an average of 6,484 cases per month last year. Under the impact of many unfavorable factors around the world, although the transaction has plummeted, why did more than 3,000 people go to buy a property last month without being scared to death? The author estimates that there are still four types of people who will choose to buy a house in today’s harsh environment.
Category 1: Passengers forced to board
According to statistics from the Census and Statistics Department, an average of 40,000 to 50,000 couples get married every year, and some of them expect to have their own love nest following marriage, especially women who want to have a sense of security. As the saying goes, a good bird chooses a tree to live in. Most women and their families hope that the man can own his own home before marriage, so that he will not be forced to move out by the landlord following marriage. Even if the woman doesn’t mind, as long as he can, the man is willing to provide the best for his beloved. Therefore, no matter whether the market is good or bad, there will always be a “rigid demand” in the market.
Category 2: Flat-to-Building Customers
With the increase of family members following marriage, the demand for one room for two rooms and two rooms for three rooms will always exist. Many people think that property swaps should be carried out when the market is rising, because when the economy is good, money is easy to buy, and it doesn’t matter if you buy big or expensive. On the contrary, as long as you have no problem with your job, the best time to change the property is actually when the market is falling. As the so-called “sell flat and buy flat”, when you sell, you usually buy more flatly.
Category 3: Non-mindful boycotts
When the market is booming, there are always more customers and fewer dishes, and it is even more difficult to find beautiful dishes with high-level open features. When you meet with such a good color, the price will be sky-high, and the owner will continue to oppose your price when the price is high, because she feels that she is “the emperor’s daughter does not worry regarding marrying”, even if you really buy it, it will be an “innovative high price”. “! However, when the market is off, there are more and fewer customers, and there are a lot of flat and beautiful bamboo shoots for you to choose. First, there are no customers to fight with you, and secondly, the owner will not dare to challenge your price, and will greatly reduce the price at any time. Therefore, “Innovative low prices” of the same type of apartment often appear in the light market!
Category 4: Daredevil
Today, the property price has been lowered by nearly 10% from the high level. If you are brave enough to enter the market and make a strong bargain, you can add 10% to 15% more at any time. It has been bought back and forth by more than 20%, even if the property price is really big in the future. If you lose 30%, you will lose ten or eight percent at most, but if Hong Kong can completely return to normal following one or two years, the property price may have a chance to rebound to a high level, then you can earn more than 20%, and the value-added rate is relatively high. .
All in all, if you have a stable job today and you need to live in your own home, as long as you can find a good deal and get a good price, today is definitely a good opportunity to enter the market. Of course, if you look down on the market outlook and think that the property price will drop by 35 to 70% in the future, then don’t buy it.
King Sir
This column is published every other Tuesday
