2023-07-01 07:45:40
I believe that many Hong Kong people have Apple Pay, but as a fruit fan, I may even want to apply for the Apple Card in the United States in Hong Kong, especially when I said earlier that the Apple Card has added a similar “regular savings” interest rate, which is really high; and There is a “Buy Now Pay Later” installment function. If you want to buy something, it is better than asking a finance company to borrow money. Is there any chance that Apple Card will be used in Hong Kong? ! This news may arouse everyone’s imagination, at least feel that Apple Card is possible to break out of the United States.
It is rumored that Goldman Sachs does not play
According to the “Wall Street Journal” report, Apple Card’s partner bank Goldman Sachs wants to terminate the contract with Apple. Goldman Sachs is currently negotiating with another financial institution. This time it is reported that Goldman Sachs is not playing, which is believed to be related to their corporate strategy. When you hear the name Goldman Sachs, everyone will only think of economic analysis reports or the selling point of stocks and securities. Apple Card is one of the few financial services of this company that is open to the general public. In fact, the market has already reported that Goldman Sachs wants to reduce this part of the business, so that they have better profitability.
This time it is reported that Goldman Sachs has the opportunity to stop playing, which does not mean that the Apple Card will come to an end. The news pointed out that Goldman Sachs actually wants to take over the Apple Card business from American Express. American Express is AE. American Express has a wide range of retail banking services in the United States, and even the world. Not many people in Hong Kong have an AE card. In fact, it is not difficult to apply for AE. Therefore, it is rumored that Apple Card will switch to cooperate with American Express, which actually makes it easier for Apple Card to enter the market outside the United States. However, since Apple Card uses the MasterCard credit card network, if it is converted to AE, it needs to use the AE card network, and the circulation is still not as good as MasterCard. On the other hand, it is quite a hassle for users who have already opened Apple Card to switch cards.
The Wall Street Journal also said that the Goldman Sachs-Amex deal is not “immediate or certain” to happen. At the same time, Apple has to agree to new partnerships. Apple is aware of the discussions, the report said. After all, the publisher of Apple Card will be transferred to AE. If it is transferred to AE as a cooperative unit, will it be launched in the market outside the United States? It’s all unknown for the time being.
Internal source:The Verge
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