2023-06-05 06:00:00
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The situation is reshuffling the cards. Bank books, PER, unlisted, real estate, shares, government bonds, life insurance, gold, art: our advice for investing well.
Par Laurence Allard
Published on
Reading time: 19 mins
NWe have changed times. “The last thirty years have generally been favorable to savers. Inflation was non-existent (1.5%); the various asset classes, both in nominal and real terms, were delivering positive returns,” recalls Olivier Raingeard, director of investments at the bank Neuflize OBC. More or less depending on their nature, but positive anyway! Capital paid even better than labor.
The future looks less rosy. “We can no longer expect the same returns. They will be lower than their long-term trend and moreover weighed down by inflation, continues Olivier Raingeard. The saver will have to reason in real return if he wants to avoid an erosion of his heritage, that is to say following taking into account…
illustration tartrais pour « Le Point » – Natively Digital/DR – Guy Bell//SIPA – Francois HENRY/REA
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