Specifically, the preferential package of 3,000 billion VND to reduce the lending interest rate up to 1 percentage point is actively deployed by SeABank to support individuals, business households and business establishments that need short-term loans of up to 12 months. month. Loans for production and trade in areas such as animal husbandry, agriculture, forestry and fishery will be reduced compared to the current lending interest rate of the bank. In addition, SeABank also reduced 0.5 percentage points for other business loans.
From the beginning of February until now, the State Bank has increased liquidity for the system, the credit room has been opened with the orientation of 14-15% and will be adjusted accordingly, the interbank interest rate has also cooled down in the past few days. over… These factors support falling interest rates.
Previously, Viet Capital Bank also implemented a loan program for individual and corporate customers with interest rates from 10.5%/year. This is a good signal to help customers who want to add capital to boost production – business, agriculture or invest in equipment right from the first quarter of 2023. The limit of the preferential credit package is VND 1,000 billion with an interest rate of 10.5%/year when customers disburse from now until April 30, or until the program expires. The preferential interest rate applies up to 3 months from the time of disbursement.
Not only trying to reduce interest rates, commercial banks also increased the mobilization of international capital at low cost in order to have more resources for low-interest loans.
Nam A Commercial Joint Stock Bank (Nam A Bank) has just announced that it has successfully mobilized 20 million USD, equivalent to 471.7 billion VND from BlueOrchard – a leading global impact investment fund management organization, to expand its portfolio. lending to small and medium enterprises, promoting business activities of banks.
“Mobilizing capital from the international market is a bright spot for banks, including Nam A Bank to continue promoting business development, accompanying enterprises to expand production and business” – representative of Nam A Bank A Bank said.