EQUITABLE financial inclusion becomes concern government and the financial services industry in Indonesia. This commitment was also demonstrated by PT Permodalan Nasional Madani (PNM) by participating in the Financial Expo as well as the kick off of the 2024 Financial Inclusion Month with the Financial Services Authority (OJK) in Balikpapan.
Chairman of the OJK Board of Commissioners, Mahendra Siregar, expressed OJK’s commitment to continue to focus on increasing activity, access, growth, expansion and strengthening of the financial services sector. Collaboration with the Financial Services Industry (IJK) is needed to increase understanding and use of financial products and services by the public.
The Chief Executive of the Financial Services Authority (OJK), Friderica Widyasari Dewi, reminded IJK to help expand access and financial services in the 3T area.
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Responding to this, PNM Main Director Arief Mulyadi stated that what PNM was doing was in line with OJK’s big goals. Through the provision of business capital from the PNM Mekaar program, groups of underprivileged women in remote areas of the country have been served safe and affordable financing products.
“The distribution of PNM service units is present in 35 provinces ranging from urban, rural, to 3T areas such as the Mekaar Natuna unit which was just inaugurated last week. This is our effort to equalize financial inclusion in terms of access to capital,” said Arief.
Moreover, since the formation of Holding Ultra Miko (UMi), PNM Mekaar customers, the majority of whom are unbankable, have been helped to have UMi Simpedes Savings accounts. They now have access to basic banking services to be able to improve their standard of living in the future.
“The presence of financial inclusion from PNM, especially Holding UMi, is expected to be able to support reducing poverty rates and improving the welfare of subsistence families,” he added.
The elements that play a role in financial inclusion are access, availability of financial products and services, use and quality. Therefore, PNM is committed to not only providing financial products in material form but also business assistance with PNM’s three main capitals, namely financial, intellectual and social. (D-2)
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